698 Conowingo Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 698 Conowingo Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,024 sqft · built 1940
Lot Size	0.938 acres (40,859 sqft)
Owner	Individual Name on File
Tax Bill	$1,833 (2026)
Deeds & Mortgages	May 2024 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-007322`

Property Details

APN / Parcel Number

Primary APN	`08-007322`
Alternative APNs	`8007322` `007322`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,024 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	40,859 sqft (0.938 acres)
Porch	Slab
Porch Area	255 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007322
Street Address	698 CONOWINGO RD
City	CONOWINGO
State	MD
Zip	21918-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	.938 AC 698 CONOWINGO ROAD E OF KILBYS CORNER
Legal Subdivision	RED POINT BEACH
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1023
Census Tract	31400

Owner

698 Conowingo Rd is owned and occupied by an individual who acquired it in May 2020.

Source: Cecil County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	698 CONOWINGO RD, CONOWINGO, MD 21918-1312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 9, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 28, 2020	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2020
Deed Sale	May 28, 2020
Prior Sale	Nov 5, 2008 · Amount on File
Deed Book / Page	4607 / 482
Prior Transfer Date	Nov 25, 2019
Prior Transfer Doc	0046070482
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	698 CONOWINGO RD, CONOWINGO, MD 21918-1312
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 CONOWINGO RD, CONOWINGO, MD 21918-1312

Mortgage

Document Number	0054590282
Date	May 1, 2024
Book Page	5459/282

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	698 CONOWINGO RD, CONOWINGO, MD 21918-1312
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052310101
Date	Sep 9, 2022
Book Page	5231/101

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	May 28, 2020
Property Address	698 CONOWINGO RD, CONOWINGO, MD 21918-1312
Document Number	0046070182
Book / Page	004607 / 000182
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 CONOWINGO RD CONOWINGO MD 219181312, CONOWINGO, MD 21918-1312

Mortgage

Document Number	46070489
Date	May 28, 2020
Book Page	004607/000489

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 698 Conowingo Rd was $1,833 with a homeowner's exemption, up 2.9% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,833.00 (+2.86%) Homeowner's exemption	$164,233 (+2.84%)	$173,300 (+8.52%) Land $70,400 Building $102,900
2025	$1,782.00 Homeowner's exemption	$159,700 Land $70,400 Building $89,300	$159,700 Land $70,400 Building $89,300
2023	$763.00 Homeowner's exemption	$128,433	$141,300 Land $52,000 Building $89,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 698 Conowingo Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 698 Conowingo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Conowingo Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures