586 Conowingo Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 586 Conowingo Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,030 sqft · built 1932
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Feb 2017)
Tax Bill	$3,073 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-000751`

Property Details

APN / Parcel Number

Primary APN	`08-000751`
Alternative APNs	`8000751` `000751`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,030 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Detached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	615 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	000751
Street Address	586 CONOWINGO RD
City	CONOWINGO
State	MD
Zip	21918-1314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	1.07 ACRE 586 CONOWINGO ROAD NEAR CONOWINGO
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1031
Census Tract	31400

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	586 CONOWINGO RD, CONOWINGO, MD 21918-1314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Feb 20, 2017	Grant Deed, Transfer PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Deed Book / Page	4027 / 158
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	586 CONOWINGO RD, CONOWINGO, MD 21918-1314
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 CONOWINGO RD, CONOWINGO, MD 21918-1314

Mortgage

Document Number	0052460422
Date	Oct 13, 2022
Book Page	5246/422

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 16, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	586 CONOWINGO RD, CONOWINGO, MD 21918-1314
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 CONOWINGO RD, CONOWINGO, MD 21918-1314

Mortgage

Document Number	0051830114
Date	Jun 13, 2022
Book Page	5183/114

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2052

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Feb 20, 2017
Property Address	586 CONOWINGO RD, CONOWINGO, MD 21918-1314
Document Number	0040270158
Book / Page	004027 / 000158
Instrument Date	Feb 13, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	586 CONOWINGO RD CONOWINGO MD 219181314, CONOWINGO, MD 21918-1314

Mortgage

Document Number	40270166
Date	Feb 20, 2017
Book Page	004027/000166

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2047

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,073.00 (+0.33%)	$277,933 (+1.29%)	$285,000 (+3.86%) Land $72,400 Building $212,600
2025	$3,063.00 (+44.01%)	$274,400 (+9.5%) Land $72,400 Building $202,000	$274,400 (-) Land $72,400 Building $202,000
2023	$2,127.00	$250,600	$274,400 Land $72,400 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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