Cecil County property record for 609 Conowingo Rd, Conowingo, MD 21918
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,352 sqft · built 1996 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Jan 2003) |
| Tax Bill | $2,323 (2026) |
| Deeds & Mortgages | May 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-000581 |
| Primary APN | 08-000581 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,352 sqft Total Area |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 41,382 sqft (0.95 acres) |
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 000581 |
|---|---|
| Street Address | 609 CONOWINGO RD |
| City | CONOWINGO |
| State | MD |
| Zip | 21918-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | .95 ACRE 609 CONOWINGO ROAD N OF KILBYS CORNER |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 8, OAKWOOD |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 31400 |
609 Conowingo Rd is owned and occupied by two individuals who bought it in January 2003.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 CONOWINGO RD, CONOWINGO, MD 21918-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2003 · Amount on File |
| Deed Sale | Jan 13, 2003 · Amount on File |
| Prior Sale | Oct 1, 2002 · Amount on File |
| Deed Document Number | 2003258385 |
| Deed Book / Page | 1294 / 236 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 609 CONOWINGO RD, CONOWINGO, MD 21918-1311 |
| Document Number | 0044210404 |
| Instrument Date | May 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 609 CONOWINGO RD CONOWINGO MD 219181311, CONOWINGO, MD 21918-1311 |
| Document Number | 0044210404 |
|---|---|
| Date | Jun 24, 2019 |
| Book Page | 004421/000404 |
| Name | SPECIALIZED LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | HIGHLANDS RANCH, CO 80129 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Jun 23, 2037 |
| Rate | 3.37% |
|---|
The 2026 property tax bill for 609 Conowingo Rd was $2,323 with a homeowner's exemption, up 2.8% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,323.00 (+2.83%) Homeowner's exemption | $215,000 | $227,000 Land $70,600 Building $156,400 |
| 2025 | $2,259.00 Homeowner's exemption | ||
| 2023 | $1,408.00 Homeowner's exemption | $190,467 | $209,000 Land $70,600 Building $138,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Conowingo Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Conowingo Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 750 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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