San Mateo County property record for 631 Sierra St, Moss Beach, CA 94038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,430 sqft · built 1984 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $789,000 (Mar 2014) |
| Tax Bill | $15,111 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-065-090 |
| Primary APN | 037-065-090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,430 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| 2nd Floor Area | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 631 SIERRA ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOTS 28 29 BLOCK 28 MOSS BEACH HEIGHTS |
| Legal Subdivision | MOSS BEACH HEIGHTS |
| Legal Block | 28 |
| Legal Lot Number | 28 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 613600 |
Source: San Mateo County records · APN 037-065-090
Assessment roll updated July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 631 SIERRA ST, MOSS BEACH, CA 94038-9678 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 15, 2022 | Intrafamily Transfer, Transfer |
| Oct 04, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Sep 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2014 · Amount on Record |
| Deed Sale | Mar 20, 2014 · Amount on Record |
| Prior Sale | Oct 28, 2013 · Amount on Record |
| Deed Document Number | 201422834 |
| Last Transfer Date | Jan 31, 2022 |
| Transfer Doc | 0000022744 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Mar 15, 2022 |
| Property Address | 631 SIERRA ST, MOSS BEACH, CA 94038-9678 |
| Document Number | 0000022744 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Jan 31, 2022 |
| Instrument | 2022-022744 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 631 SIERRA ST, MOSS BEACH, CA 94038-9678 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 631 SIERRA ST, MOSS BEACH, CA 94038-9678 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000082398 |
|---|---|
| Date | Oct 04, 2019 |
| Instrument | 2019-082398 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 631 SIERRA ST, MOSS BEACH, CA 94038-9678 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 631 SIERRA ST, MOSS BEACH, CA 94038-9678 |
| Document Number | 0000091335 |
|---|---|
| Date | Sep 08, 2020 |
| Instrument | 2020-091335 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $986,537 (+2%) Land $687,704 Building $298,833 | ||
| 2025 | $15,111.00 (+14.93%) | $967,194 (+4.04%) Land $674,220 Building $292,974 | |
| 2023 | $13,148.00 (+2.28%) | $929,639 Land $648,040 Building $281,599 | $1,153,350 |
| 2022 | $12,855.00 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio Internet, T-Mobile USA.
Based on FCC filings for 274 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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