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582 Sierra St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 582 Sierra St, Moss Beach, CA 94038 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,110 sqft · built 1976
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on File
Last Sale$1,160,000 (Oct 2015)
Tax Bill$22,135 (2025)
Deeds & MortgagesSep 2022 Second Mortgage
Nov 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN037-063-030

Property Details

APN / Parcel Number

Primary APN037-063-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,110 sqft Living Area
Gross Area2,590 sqft
1st Floor Area1,820 sqft
2nd Floor Area290 sqft
Basement Area480 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
View / LotCorner
Garage TypeBasement
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address582 SIERRA ST
CityMOSS BEACH
StateCA
Zip94038-9708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 21 & 22 BLK 32 MOSS BEACH HEIGHTS
Legal SubdivisionMOSS BEACH HEIGHTS
Legal Block32
Legal Lot Number21,22
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group1
Census Block1036
Census Tract613600

Owner

Source: San Mateo County records · APN 037-063-030

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 697, MOSS BEACH, CA 94038-0697
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BANK OF AMERICA NA
Nov 06, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Sep 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2015 · Amount on Record
Deed SaleOct 22, 2015 · Amount on Record
Prior SaleDec 09, 2009 · Amount on Record
Deed Document Number2015111890
Last Transfer DateApr 28, 2016
Transfer Doc0000043093
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address582 SIERRA ST, MOSS BEACH, CA 94038
Transaction TypeMortgage
Record UpdatedOct 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067190
DateSep 15, 2022
Instrument2022-067190
Lender
NameBANK OF AMERICA NA
TypeBank
AddressPORTLAND, OR 97208
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address582 SIERRA ST, MOSS BEACH, CA 94038
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000086589
DateNov 06, 2018
Instrument2018-086589
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 27, 2048

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address582 SIERRA ST, MOSS BEACH, CA 94038
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 697, MOSS BEACH, CA 94038-0697

Mortgage

Document Number0000092098
DateSep 09, 2020
Instrument2020-092098
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,431,577 (+2%) Land $700,332 Building $731,245
2025$22,135.00 (+15.61%) Homeowner's exemption$1,403,507 (+4.04%) Land $686,600 Building $716,907
2023$19,146.00 (-3.74%) Homeowner's exemption$1,349,011 Land $659,940 Building $689,071$1,611,000
2022$19,890.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816136001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
4 of 5 on primary residences
Nearby Flood Claims2 (1986–1996)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 1996, river or lake flooding, Severe Storms, Flooding, Mud And Landslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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