San Mateo County property record for 625 Sierra St, Moss Beach, CA 94038 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,208 sqft · built 2018 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Oct 2015) |
| Tax Bill | $20,600 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-065-100 |
| Primary APN | 037-065-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,208 sqft Living Area |
| Gross Area | 3,340 sqft |
| 1st Floor Area | 2,208 sqft |
| Basement Area | 1,132 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Street Address | 625 SIERRA ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 30 31 32 BLK 28 MOSS BEACH HEIGHTS RSM 6/8 |
| Legal Subdivision | MOSS BEACH HEIGHTS |
| Legal Block | 28 |
| Legal Lot Number | 30 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 613600 |
Source: San Mateo County records · APN 037-065-100
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 64, MOSS BEACH, CA 94038-0064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 14, 2017 | Deed of Trust, Mortgage · ARM US BANK NA |
| Feb 21, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2015 · Amount on Record |
| Deed Sale | Oct 16, 2015 · Amount on Record |
| Deed Document Number | 2015109672 |
| Prior Transfer Date | Jun 16, 2015 |
| Prior Transfer Doc | 0000109671 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 625 SIERRA ST, MOSS BEACH, CA 94038 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 625 SIERRA ST, MOSS BEACH, CA 94038 |
| Document Number | 0000140499 |
|---|---|
| Date | Oct 01, 2021 |
| Instrument | 2021-140499 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 625 SIERRA ST, MOSS BEACH, CA 94038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 625 SIERRA ST, MOSS BEACH, CA 94038 |
| Document Number | 0000008731 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-008731 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 625 SIERRA ST, MOSS BEACH, CA 94038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000013924 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 2017-013924 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.12% |
| Index | 1-Year CMT |
| Max Rate | 9.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 625 SIERRA ST, MOSS BEACH, CA 94038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000011789 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 2019-011789 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 74230 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Mar 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,532,677 (+2%) Land $339,597 Building $1,193,080 | ||
| 2025 | $20,600.00 (+9.88%) Homeowner's exemption | $1,502,626 (+4.04%) Land $332,939 Building $1,169,687 | |
| 2023 | $18,748.00 (+1.32%) Homeowner's exemption | $1,444,278 Land $320,011 Building $1,124,267 | $1,594,350 |
| 2022 | $18,504.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816136001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996, river or lake flooding, Severe Storms, Flooding, Mud And Landslides |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 274 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
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