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676 Sierra St, Moss Beach, CA 94038 Property Records

San Mateo County property record for 676 Sierra St, Moss Beach, CA 94038 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,480 sqft · built 1980
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Tax Bill$7,761 (2025)
Deeds & MortgagesMay 2021 Reverse Mortgage
Nov 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN037-066-120

Property Details

APN / Parcel Number

Primary APN037-066-120

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Building Area2,480 sqft Living Area
1st Floor Area1,240 sqft
2nd Floor Area1,240 sqft
Family RoomFamily Room
StudyStudy

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address676 SIERRA ST
CityMOSS BEACH
StateCA
Zip94038-9678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 11 & 12 BLK 31 MOSS BEACH HEIGHTS RSM 6/8
Legal SubdivisionMOSS BEACH HEIGHTS
Legal Block31
Legal Lot Number11,12
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group1
Census Block1038
Census Tract613600

Owner

Source: San Mateo County records · APN 037-066-120

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address676 SIERRA ST, MOSS BEACH, CA 94038-9678
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Intrafamily Transfer, Transfer · Reverse Mortgage
HIGHTECHLENDING INC
Nov 20, 2017Deed of Trust, Mortgage · FHA Mortgage
HIGHTECHLENDING
Nov 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 04, 2021
Transfer Doc0000074759
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateMay 11, 2021
Property Address676 SIERRA ST, MOSS BEACH, CA 94038
Document Number0000074759
Map ReferenceMB 6 PG 8
Instrument DateMay 04, 2021
Instrument2021-074759
Transaction TypeTransfer
Record UpdatedJun 04, 2021
Title CompanyINNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 SIERRA ST, MOSS BEACH, CA 94038

Mortgage

Document Number0000074760
DateMay 11, 2021
Instrument2021-074760
Lender
NameHIGHTECHLENDING INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.05%
Type Change DateJul 01, 2021
Change FrequencyAnnually
Index1-Year LIBOR

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address676 SIERRA ST, MOSS BEACH, CA 94038
Document Number0000106633
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 SIERRA ST MOSS BEACH CA 94038, MOSS BEACH, CA 94038

Mortgage

Document Number0000106633
DateNov 29, 2017
Instrument106633
Lender
NameHIGHTECHLENDING
AddressIRVINE, CA 92614
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.5%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address676 SIERRA ST, MOSS BEACH, CA 94038
Document Number0000106634
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address676 SIERRA ST MOSS BEACH CA 94038, MOSS BEACH, CA 94038

Mortgage

Document Number0000106634
DateNov 29, 2017
Instrument106634
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.5%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$455,005 (+2%) Land $69,676 Building $385,329
2025$7,761.00 (+11.3%) Homeowner's exemption$446,084 (+4.04%) Land $68,310 Building $377,774
2023$6,973.00 (+2.17%) Homeowner's exemption$428,763 Land $65,658 Building $363,105$1,773,000
2022$6,825.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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