631 E Madison Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 631 E Madison Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,483 sqft · built 2018
Lot Size	0.398 acres (17,337 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,035,000 (Aug 2019)
Tax Bill	$11,873 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23M-31-1682`

Property Details

APN / Parcel Number

Primary APN	`23M-31-1682`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,723 sqft Living Area
Gross Area	4,593 sqft
1st Floor Area	1,368 sqft
Basement Area	120 sqft
Finished Basement	120 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,337 sqft (0.398 acres)
Lot Dimensions	108 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	126 sqft
Deck Area	252 sqft
Patio Area	252 sqft
Balcony Area	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	631 E MADISON AVE
City	SAINT LOUIS
State	MO
Zip	63122-4552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	EAST KIRKWOOD BLK PT 2 BDY ADJ LOTS A & & B BDY ADJ (AKA 632 EAST ARGONNE DRIVE & 631 EAST MADISON AVENUE - AMENDED) LOT 1
Legal Subdivision	EAST KIRKWOOD BLK PT 2 BDY ADJ LOTS A &
Legal Block	2
Legal Lot Number	1
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1011
Census Tract	218600

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	631 E MADISON AVE, SAINT LOUIS, MO 63122-4552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Aug 28, 2019	Warranty Deed, Subdivision Related Transfer REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	2019509
Deed Book / Page	23674 / 2845
Prior Transfer Date	Aug 22, 2017
Prior Transfer Doc	02266700491
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	631 E MADISON AVE, SAINT LOUIS, MO 63122-4552
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	631 E MADISON AVE, SAINT LOUIS, MO 63122-4552

Mortgage

Document Number	0249664720
Date	Jul 6, 2021
Book Page	24966/4720
Instrument	2021070600724

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 28, 2019
Property Address	631 E MADISON AVE, SAINT LOUIS, MO 63122-4552
Document Number	0236742845
Book / Page	023674 / 002845
Instrument Date	Aug 27, 2019
Instrument	509
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2019
Title Company	SECURITY TITLE INSURANCE AGENCY, SECURITY TITLE INS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	8500 MARYLAND AVE #744 ST LOUIS MO 631242315, 744, ST LOUIS, MO 63124-2315

Mortgage

Document Number	236742848
Date	Aug 28, 2019
Book Page	023674/002848
Instrument	510

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,160 (+3.3%) Land $100,280 Building $117,880	$1,148,200 (+3.29%) Land $527,800 Building $620,400
2025	$11,873.00 (+0.88%)	$211,200 (+12.19%) Land $100,280 Building $110,920	$1,111,600 (+12.19%) Land $527,800 Building $583,800
2024	$11,770.00 (+1.61%)
2023	$11,584.00 (-14.22%)	$188,250 (-0.74%) Land $90,250 Building $98,000	$990,800 (-0.74%) Land $475,000 Building $515,800
2022	$13,504.00	$189,660 Land $80,450 Building $109,210
2021			$998,200 Land $423,400 Building $574,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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