550 E Madison Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 550 E Madison Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,910 sqft · built 1994
Lot Size	0.48 acres (20,909 sqft)
Owner	Trust Name on File
Last Sale	$521,300 (Jan 2011)
Tax Bill	$13,157 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`24M-54-0836`

Property Details

APN / Parcel Number

Primary APN	`24M-54-0836`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,910 sqft Living Area
Gross Area	5,552 sqft
1st Floor Area	1,465 sqft
Basement Area	938 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	175 ft deep x 175 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Frame Porch
Porch Area	219 sqft
Deck Area	121 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	550 E MADISON AVE
City	SAINT LOUIS
State	MO
Zip	63122-4567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	STAHLHUTH PLACE LOT 2
Legal Subdivision	STAHLHUTH PLACE
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1022
Census Tract	218600

Owner

550 E Madison Ave is owner-occupied and held in a trust since January 2011.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	550 E MADISON AVE, SAINT LOUIS, MO 63122-4567
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Apr 6, 2021	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit CARROLLTON BK
Dec 19, 2017	Deed of Trust, Mortgage CARROLLTON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2011 · Amount on File
Deed Sale	Jan 3, 2011 · Amount on File
Deed Document Number	2011406
Deed Book / Page	19301 / 4201
Prior Transfer Date	Dec 22, 2010
Prior Transfer Doc	0193014221
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	550 E MADISON AVE, SAINT LOUIS, MO 63122-4567
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E MADISON AVE, KIRKWOOD, MO 63122-4567

Mortgage

Document Number	0247962525
Date	Apr 13, 2021
Book Page	24796/2525
Instrument	2021041300370

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	550 E MADISON AVE, SAINT LOUIS, MO 63122-4567
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E MADISON AVE, KIRKWOOD, MO 63122-4567

Mortgage

Document Number	0247781292
Date	Apr 6, 2021
Book Page	24778/1292
Instrument	2021040600182

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	550 E MADISON AVE, SAINT LOUIS, MO 63122-4567
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E MADISON AVE, KIRKWOOD, MO 63122-4567

Mortgage

Document Number	0247380872
Date	Mar 19, 2021
Book Page	24738/872
Instrument	2021031900483

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	550 E MADISON AVE, SAINT LOUIS, MO 63122-4567
Document Number	0229822233
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	550 E MADISON AVE KIRKWOOD MO 631224567, KIRKWOOD, MO 63122-4567

Mortgage

Document Number	0229822233
Date	Apr 13, 2018
Book Page	022982/002233
Instrument	475

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Apr 12, 2021

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	550 E MADISON AVE, SAINT LOUIS, MO 63122-4567
Document Number	0228322943
Book / Page	022832 / 002943
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ALLIANCE TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	550 E MADISON AVE KIRKWOOD MO 631224567, KIRKWOOD, MO 63122-4567

Mortgage

Document Number	0228322943
Date	Dec 26, 2017
Book Page	022832/002943
Instrument	610

Lender

Name	CARROLLTON BK
Type	Bank
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 25, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 550 E Madison Ave was $13,157, down 0.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,480 (-) Land $103,910 Building $144,570	$1,307,800 (-) Land $546,900 Building $760,900
2025	$13,157.00 (-0.81%)	$248,480 Land $103,910 Building $144,570	$1,307,800 Land $546,900 Building $760,900
2024	$13,265.00 (+1.61%)
2023	$13,055.00 (-17.31%)	$212,210 (-4.29%) Land $93,520 Building $118,690	$1,116,900 Land $492,200 Building $624,700
2022	$15,788.00	$221,730 Land $87,400 Building $134,330
2021			$1,167,000 Land $460,000 Building $707,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 E Madison Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 E Madison Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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