St. Louis County property record for 643 E Madison Ave, Saint Louis, MO 63122
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,332 sqft · built 2003 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $466,170 (Apr 2003) |
| Tax Bill | $11,823 (2025) |
| Deeds & Mortgages | Mar 2021 Transfer Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-31-1532 |
| Primary APN | 23M-31-1532 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,332 sqft Living Area |
| Gross Area | 4,899 sqft |
| 1st Floor Area | 1,411 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 57 ft deep x 57 ft wide |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 523 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 643 E MADISON AVE |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-4552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32R3 |
| Legal Description | EAST KIRKWOOD BLK PT 2 BDY ADJ LOT 2 |
| Legal Subdivision | EAST KIRKWOOD BLK PT 2 BDY ADJ |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 218600 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 643 E MADISON AVE, SAINT LOUIS, MO 63122-4552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 12, 2021 | Intrafamily Transfer, Transfer |
| Aug 27, 2018 | Deed of Trust, Mortgage ROYAL BK/MO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2003 · Amount on Record |
| Deed Sale | Apr 16, 2003 · Amount on Record |
| Prior Sale | Apr 16, 2003 · Amount on Record |
| Deed Document Number | 20031007 |
| Deed Book / Page | 14770 / 1977 |
| Prior Transfer Date | Apr 10, 2003 |
| Prior Transfer Doc | 0000001006 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Mar 12, 2021 |
| Property Address | 643 E MADISON AVE, SAINT LOUIS, MO 63122-4552 |
| Document Number | 0244130118 |
| Book / Page | 24413 / 118 |
| Map Reference | MB 2 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 2021031201184 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 643 E MADISON AVE, SAINT LOUIS, MO 63122-4552 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 643 E MADISON AVE, SAINT LOUIS, MO 63122-4552 |
| Document Number | 0231781782 |
| Instrument Date | Aug 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 643 E MADISON AVE ST LOUIS MO 631224552, ST LOUIS, MO 63122-4552 |
| Document Number | 0231781782 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 023178/001782 |
| Instrument | 283 |
| Name | ROYAL BK/MO |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63122 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,310 (-) Land $83,600 Building $126,710 | $1,106,900 (-) Land $440,000 Building $666,900 | |
| 2025 | $11,823.00 (+8.04%) | $210,310 (+20.18%) Land $83,600 Building $126,710 | $1,106,900 (+20.18%) Land $440,000 Building $666,900 |
| 2024 | $10,943.00 (+1.61%) | ||
| 2023 | $10,770.00 (-8.21%) | $174,990 (+6.19%) Land $75,240 Building $99,750 | $921,000 (+6.19%) Land $396,000 Building $525,000 |
| 2022 | $11,733.00 | $164,790 Land $64,830 Building $99,960 | |
| 2021 | $867,300 Land $341,200 Building $526,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1987) |
| Most Recent Claim | Jun 1987 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Wisper ISP.
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