538 E Madison Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 538 E Madison Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,652 sqft · built 1983
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Mar 2022)
Tax Bill	$8,840 (2025)
Deeds & Mortgages	Oct 2025 Sale Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24M-54-0560`

Property Details

APN / Parcel Number

Primary APN	`24M-54-0560`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,652 sqft Living Area
Gross Area	3,212 sqft
1st Floor Area	1,260 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	103 ft deep x 100 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Patio Area	270 sqft
Poultry House	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 E MADISON AVE
City	SAINT LOUIS
State	MO
Zip	63122-4567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	BEEKMAN PLACE LOT 4 24M540423 5 22 80
Legal Subdivision	BEEKMAN PLACE
Legal Lot Number	4
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1022
Census Tract	218600

Owner

538 E Madison Ave is owned and occupied by two individuals who acquired it in October 2025.

Source: St. Louis County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	538 E MADISON AVE, SAINT LOUIS, MO 63122-4567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Beneficiary Deed, Transfer
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on File
Deed Sale	Mar 4, 2022 · Amount on File
Prior Sale	May 20, 2015 · Amount on File
Deed Document Number	202234315
Deed Book / Page	25388 / 2463
Last Transfer Date	Oct 23, 2025
Transfer Doc	0000000276
Record Updated	Oct 29, 2026

October 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 23, 2025
Property Address	538 E MADISON AVE, SAINT LOUIS, MO 63122-4567
Document Number	2025102300276
Map Reference	MB 199 PG 73
Instrument Date	Oct 23, 2025
Instrument	2025102300276
Transaction Type	Transfer
Record Updated	Jan 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	538 E MADISON AVE, SAINT LOUIS, MO 63122-4567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 E MADISON AVE, SAINT LOUIS, MO 63122-4567

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 4, 2022
Property Address	538 E MADISON AVE, SAINT LOUIS, MO 63122-4567
Document Number	0253882463
Book / Page	25388 / 2463
Map Reference	MB 199 PG 73
Instrument Date	Feb 26, 2022
Instrument	2022030400315
Transaction Type	Transfer
Record Updated	Jun 29, 2022
Title Company	INTEGRITY TITLE SOLUTIONS LLC, INTEGRITY TITLE SLN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9082 SUNSET RIDGE CT, 9082, HIGHLANDS RANCH, CO 80126-2652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 E MADISON AVE, SAINT LOUIS, MO 63122-4567

Mortgage

Document Number	2022030400316
Date	Mar 4, 2022
Instrument	2022030400316

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 538 E Madison Ave was $8,840, up 4% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,130 (-) Land $103,110 Building $54,020	$827,000 (-) Land $542,700 Building $284,300
2025	$8,840.00 (+3.99%)	$157,130 (+15.67%) Land $103,110 Building $54,020	$827,000 Land $542,700 Building $284,300
2024	$8,501.00 (+1.6%)	$135,840 (-) Land $92,800 Building $43,040
2023	$8,367.00 (+1.71%)	$135,840 (+17.57%) Land $92,800 Building $43,040	$714,900 Land $488,400 Building $226,500
2022	$8,226.00	$115,540 Land $85,880 Building $29,660
2021			$608,100 Land $452,000 Building $156,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 538 E Madison Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1979–1987)
Most Recent Claim	Jun 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 E Madison Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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