Polk County property record for 490 W Clower St, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,587 sqft · built 1963 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Oct 1994) |
| Tax Bill | $553 (2025) |
| Deeds & Mortgages | Aug 2020 Transfer Mar 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-07-394500-003052 |
| Primary APN | 25-30-07-394500-003052 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,587 sqft Living Area |
| Gross Area | 1,395 sqft |
| 1st Floor Area | 946 sqft |
| Upper Floors Area | 449 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 13,199 sqft (0.303 acres) |
| Lot Dimensions | 120 ft deep x 110 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 2,001 sqft |
| Carport | Carport |
| Carport Area | 2,001 sqft |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 607 sqft |
| Shed | 1 Shed |
| Utility Building | 54 sqft |
| Cooling System | Central |
|---|
| Street Address | 490 W CLOWER ST |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-7115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WESTOVER PARK PB 20 PG 43 & 2ND REPLAT WESTOVER PK PB 31 PG 54 BLK C LOTS 5 W 80 FT & W 80 FT OF 6 & S 20 FT OF W 80 FT OF LOT 7 & E1/2 OF CLOSED STREET LYING W OF SAME |
| Legal Range | 25E |
| Legal Township | 30S |
| Legal Section | 07 |
| Legal Subdivision | WESTOVER PARK AND 2ND REPLAT WESTOVER PK |
| Legal Tract | 394500 |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 15101 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 490 W CLOWER ST, BARTOW, FL 33830-7115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 16, 2018 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK/TALLAHASSEE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 1994 · Amount on Record |
| Deed Sale | Oct 12, 1994 · Amount on Record |
| Deed Book / Page | 3449 / 1478 |
| Last Transfer Date | Aug 25, 2020 |
| Transfer Doc | 0000179044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 31, 2020 |
| Property Address | 490 W CLOWER ST, BARTOW, FL 33830-7115 |
| Document Number | 0113560831 |
| Book / Page | 011356 / 000831 |
| Instrument Date | Aug 25, 2020 |
| Instrument | 179044 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 490 W CLOWER ST BARTOW FL 338307115, BARTOW, FL 33830-7115 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 490 W CLOWER ST, BARTOW, FL 33830-7115 |
| Document Number | 0104380591 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 490 W CLOWER ST BARTOW FL 338307115, BARTOW, FL 33830-7115 |
| Document Number | 0104380591 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 010438/000591 |
| Instrument | 67514 |
| Name | SUNTRUST BK/TALLAHASSEE |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,417 (+2.7%) | $221,652 (+5.43%) Land $32,758 Building $188,894 | |
| 2025 | $553.00 (-36.58%) Homeowner's exemption | $68,566 (+5.99%) | $210,232 (+0.82%) Land $32,758 Building $177,474 |
| 2023 | $872.00 (+20.78%) Homeowner's exemption | $64,693 (+3%) | $208,531 (+29.71%) Land $31,498 Building $177,033 |
| 2022 | $722.00 Homeowner's exemption | $62,809 | $160,762 Land $24,794 Building $135,968 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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