630 SW Harbor St, Stuart, FL 34997 Property Records

Martin County property record for 630 SW Harbor St, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,188 sqft · built 2005
Lot Size0.413 acres (17,990 sqft)
OwnerCompany Name on Record
Last Sale$900,000 (Aug 2007)
Tax Bill$7,956 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2018 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN55-38-41-007-000-0002.0-7-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-007-000-0002.0-7-0000
Alternative APNs
  • 55-38-41-007-000-00020-7
  • 44369

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,188 sqft Living Area
Gross Area3,618 sqft
1st Floor Area2,637 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area17,990 sqft (0.413 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchOpen Concrete/Masonry Porch
Porch Area700 sqft
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number44369
Street Address630 SW HARBOR ST
CitySTUART
StateFL
Zip34997-7447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHR1
Legal DescriptionHARBOR ESTATES SEC 2 LOT 2
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionHARBOR ESTATES
Legal Block1
Legal Lot Number2
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1000
Census Tract1103

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address630 SW HARBOR ST, STUART, FL 34997-7447
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRIMELENDING
Apr 20, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 13, 2017Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2007 · Amount on Record
Deed SaleAug 20, 2007 · Amount on Record
Prior SaleOct 8, 2003 · Amount on Record
Deed Document Number20072033570
Deed Book / Page2272 / 1775
Last Transfer DateMar 30, 2018
Transfer Doc0029872451
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address630 SW HARBOR ST, STUART, FL 34997-7447
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address630 SW HARBOR ST, STUART, FL 34997-7447

Mortgage

Document Number0032062767
DateMar 17, 2021
Book Page3206/2767
Instrument2875049
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateApr 20, 2018
Property Address630 SW HARBOR ST, STUART, FL 34997-7447
Document Number0029872451
Book / Page002987 / 002451
Instrument DateMar 30, 2018
Instrument2690427
Transaction TypeTransfer
Record UpdatedMay 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address630 SW HARBOR ST STUART FL 349977447, STUART, FL 34997-7447

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address630 SW HARBOR ST, STUART, FL 34997-7447
Document Number0029382927
Book / Page002938 / 002927
Instrument DateJul 13, 2017
Transaction TypeMortgage
Record UpdatedAug 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address630 SW HARBOR ST STUART FL 349977447, STUART, FL 34997-7447

Mortgage

Document Number0029382927
DateJul 25, 2017
Book Page002938/002927
Instrument2646944
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 24, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,956.00 (+7.69%) Homeowner's exemption$477,021 (+5.99%)$1,112,870 (+7%) Land $560,000 Building $552,870
2024$7,388.00 (+1.86%)
2023$7,253.00 (+3.51%) Additional exemption filed$450,076 (+3%)$1,040,070 (+10.97%) Land $448,000 Building $592,070
2022$7,007.00 Homeowner's exemption$436,967$937,270 Land $412,090 Building $525,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 32 condo units
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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