618 Spring Ave, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 618 Spring Ave, Ridgewood, NJ 07450 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,606 sqft · built 1935
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (May 2006)
Tax Bill	$14,037 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-04305-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`51-04305-0000-00003`
Alternative APN	`510430500003`

Interior

Stories	2 Stories
Building Area	1,606 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	150 ft deep x 62 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	618 SPRING AVE
City	RIDGEWOOD
State	NJ
Zip	07450-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.215 AC
Legal Subdivision	VILLAGE/RIDGEWOOD
Legal Block	4305
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2000
Census Tract	47500

Owner

Source: Bergen County and Ridgewood Village records · APN 51-04305-0000-00003

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	618 SPRING AVE, RIDGEWOOD, NJ 07450-4612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2006 · Amount on Record
Deed Sale	May 12, 2006 · Amount on Record
Deed Book / Page	9077 / 118
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	618 SPRING AVE, RIDGEWOOD, NJ 07450-4612
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	SUNNYSIDE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039791039
Date	Feb 26, 2021
Book Page	3979/1039
Instrument	2021026102

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,700 (-) Land $312,400 Building $173,300	$485,700 (-) Land $312,400 Building $173,300
2025	$14,037.00 (+0.74%)	$485,700 (-) Land $312,400 Building $173,300	$485,700 (-) Land $312,400 Building $173,300
2024	$13,934.00 (+4.97%)
2023		$485,700 Land $312,400 Building $173,300	$485,700 Land $312,400 Building $173,300
2022	$13,274.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030475002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force 20 of 22 on primary residences
Nearby Flood Claims	43 (1989–2021)
Claims Outside the SFHA	7 of 43
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Flood Events	Remnants Of Hurricane Ida (Sep 2021), 7 claims Hurricane Irene (Aug 2011), 14 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 19 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.