630 Ruby Peak Ave, Mount Vernon, WA 98273 Property Records

Skagit County property record for 630 Ruby Peak Ave, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,468 sqft · built 2006
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Aug 2017)
Tax Bill	$4,938 (2022)
Deeds & Mortgages	Jul 2022 Line of Credit May 2020 Mortgage + 1 more
APN	`4892-000-017-0000`

Property Details

APN / Parcel Number

Primary APN	`4892-000-017-0000`
Alternative APN	`P124550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,468 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	1,024 sqft
2nd Floor Area	1,444 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	184 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P124550
Street Address	630 RUBY PEAK AVE
City	MOUNT VERNON
State	WA
Zip	98273-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1200 AC) LOT 17, PLAT OF SKAGIT HIGHLANDS DIVISION 3, AS PER PLAT RECORDED ON MAY 15, 2006 UNDER AUDITORS FILE NO. 2006051
Legal Range	04E
Legal Township	34N
Legal Section	22
Legal Quarter	NE
Legal Subdivision	SKAGIT HLNDS DIV 03
Legal Lot Number	17
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3017
Census Tract	952304

Owner

630 Ruby Peak Ave is owned and occupied by an individual who acquired it in August 2017.

Source: Skagit County records, as of July 1, 2022

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	630 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
May 18, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN PACIFIC MTG
Aug 28, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2017 · Amount on File
Deed Sale	Aug 23, 2017 · Amount on File
Prior Sale	Dec 1, 2006 · Amount on File
Deed Document Number	201708280259
Last Transfer Date	Aug 28, 2017
Transfer Doc	0000000259
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	630 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000051
Date	Jul 14, 2022
Instrument	202207140051

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 11, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	630 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Document Number	0005260106
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	DOCPROBE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	630 RUBY PEAK AVE MOUNT VERNON WA 982738922, MOUNT VERNON, WA 98273-8922

Mortgage

Document Number	0005260106
Date	May 26, 2020
Instrument	5260106

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Aug 28, 2017
Property Address	630 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Document Number	0000000259
Map Reference	AF200605150163
Instrument Date	Aug 23, 2017
Instrument	201708280259
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	LAND TITLE & ESCROW OF SKAGI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,057.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922

Mortgage

Document Number	0000000260
Date	Aug 28, 2017
Instrument	201708280260

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Flood

FEMA has no flood map on file for 630 Ruby Peak Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Ruby Peak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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