620 Ruby Peak Ave, Mount Vernon, WA 98273 Property Records

Skagit County property record for 620 Ruby Peak Ave, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,822 sqft · built 2006
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$299,596 (Sep 2006)
Tax Bill	$5,333 (2022)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2019 Mortgage + 1 more
APN	`4892-000-016-0000`

Property Details

APN / Parcel Number

Primary APN	`4892-000-016-0000`
Alternative APN	`P124549`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,822 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	1,212 sqft
2nd Floor Area	1,610 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	150 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Account Number	P124549
Street Address	620 RUBY PEAK AVE
City	MOUNT VERNON
State	WA
Zip	98273-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKAGIT HIGHLANDS DIV 3, LOT 16, RECORDED AF#200605150163. RECORDED AF#200605150163
Legal Range	04E
Legal Township	34N
Legal Section	22
Legal Quarter	NE
Legal Subdivision	SKAGIT HLNDS DIV 03
Legal Lot Number	16
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3017
Census Tract	952304

Owner

Source: Skagit County records, as of July 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	620 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 22, 2017	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2006 · Amount on Record
Deed Sale	Sep 25, 2006 · Amount on Record
Prior Sale	May 22, 2006 · Amount on Record
Deed Document Number	200610020133
Last Transfer Date	Oct 2, 2006
Transfer Doc	0000000133
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	620 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922

Mortgage

Document Number	0000000019
Date	Nov 17, 2025
Instrument	202511170019

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Dec 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	620 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Document Number	0001240096
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 RUBY PEAK AVE MOUNT VERNON WA 982738922, MOUNT VERNON, WA 98273-8922

Mortgage

Document Number	0001240096
Date	Jan 24, 2020
Instrument	1240096

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 23, 2030

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	620 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Document Number	0007030171
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	LAND TITLE CORPORATION, LAND TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	620 RUBY PEAK AVE MOUNT VERNON WA 982738922, MOUNT VERNON, WA 98273-8922

Mortgage

Document Number	0007030171
Date	Jul 3, 2017
Instrument	7030171

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 2, 2037

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2022

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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