629 Ruby Peak Ave, Mount Vernon, WA 98273 Property Records

Skagit County property record for 629 Ruby Peak Ave, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,319 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Jul 2026)
Tax Bill	$4,306 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2020 Mortgage
APN	`4892-000-019-0000`

Property Details

APN / Parcel Number

Primary APN	`4892-000-019-0000`
Alternative APN	`P124552`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,319 sqft Living Area
Gross Area	2,007 sqft
1st Floor Area	599 sqft
Upper Floors Area	720 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Metal
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	142 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	629 RUBY PEAK AVE
City	MOUNT VERNON
State	WA
Zip	98273-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(0.1000 AC) LOT 19, PLAT OF SKAGIT HIGHLANDS DIVISION 3, AS PER PLAT RECORDED UNDER AUDITORS FILE NO. 200605150163, RECORDS OF SKAGIT COUNTY, WASHINGTON.
Legal Range	04
Legal Township	34
Legal Section	22
Legal Subdivision	SKAGIT HIGHLANDS DIVISION 3
Legal Block	3
Legal Lot Number	19
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3017
Census Tract	952304

Owner

629 Ruby Peak Ave is owned and occupied by an individual who bought it in July 2026.

Source: Skagit County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	629 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 9, 2020	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2026 · Amount on File
Deed Sale	Jul 15, 2026 · Amount on File
Prior Sale	Jun 14, 2018 · Amount on File
Deed Document Number	2026071543
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SKAGIT WA
Recording Date	Jul 15, 2026
Property Address	629 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Document Number	0000000043
Instrument Date	Jul 13, 2026
Instrument	202643
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$784,265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922

Mortgage

Document Number	0000000044,
Date	Jul 15, 2026
Instrument	20261544

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	629 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Document Number	0005140054
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	629 RUBY PEAK AVE MOUNT VERNON WA 982738922, MOUNT VERNON, WA 98273-8922

Mortgage

Document Number	0005140054
Date	May 14, 2020
Instrument	5140054

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 629 Ruby Peak Ave was $4,306.

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,306.00	$435,700 Land $208,300 Building $227,400	$435,700 Land $208,300 Building $227,400
2023	$3,866.00
2022		$373,100 Land $159,500 Building $213,600	$373,100 Land $159,500 Building $213,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 629 Ruby Peak Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 629 Ruby Peak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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