609 Ruby Peak Ave, Mount Vernon, WA 98273 Property Records

Skagit County property record for 609 Ruby Peak Ave, Mount Vernon, WA 98273

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,319 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$145,280 (May 2014)
Tax Bill	$4,243 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2021 Mortgage + 1 more
APN	`4892-000-021-0000`

Property Details

APN / Parcel Number

Primary APN	`4892-000-021-0000`
Alternative APN	`P124554`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,319 sqft Living Area
Gross Area	2,088 sqft
1st Floor Area	599 sqft
Upper Floors Area	720 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Metal
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	309 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	609 RUBY PEAK AVE
City	MOUNT VERNON
State	WA
Zip	98273-8922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21, PLAT OF SKAGIT HIGHLANDS DIVISION NO. 3, AS PER PLAT RECORDED UNDER AUDITORS FILE NO. 200605150163, RECORDS OF SKAGIT COUNTY, WASHINGTON.
Legal Range	04
Legal Township	34
Legal Section	22
Legal Subdivision	SKAGIT HIGHLANDS DIVISION NO. 3
Legal Block	3
Legal Lot Number	21
Jurisdiction	SKAGIT WA
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3017
Census Tract	952304

Owner

609 Ruby Peak Ave is owned and occupied by an individual who bought it in May 2014.

Source: Skagit County records, as of June 16, 2026

Owner of Record	Individual Name on File
Mailing Address	609 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jul 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2014 · Amount on File
Deed Sale	May 14, 2014 · Amount on File
Prior Sale	Sep 12, 2006 · Amount on File
Deed Document Number	201428
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Recording Date	Jun 10, 2026
Property Address	609 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Document Number	0000000002
Instrument Date	May 30, 2026
Instrument	20262
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922

Mortgage

Document Number	0000000002,
Date	Jun 10, 2026
Instrument	20262

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 4, 2051

Interest

Rate	6.3%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	609 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	LAND TITLE AND ESCROW, LAND TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000116
Date	Nov 2, 2021
Instrument	202111020116

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	609 RUBY PEAK AVE, MOUNT VERNON, WA 98273-8922
Document Number	0008020031
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	LAND TITLE AND ESCROW/SKAGIT AND ISLAND COUNTY, LAND TITLE & ESCROW/SKAGIT & I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 RUBY PEAK AVE MOUNT VERNON WA 982738922, MOUNT VERNON, WA 98273-8922

Mortgage

Document Number	0008020031
Date	Aug 2, 2019
Instrument	8020031

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 609 Ruby Peak Ave was $4,243.

Source: Skagit County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,243.00	$429,600 Land $208,300 Building $221,300	$429,600 Land $208,300 Building $221,300
2023	$3,807.00
2022		$367,400 Land $159,500 Building $207,900	$367,400 Land $159,500 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 609 Ruby Peak Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Ruby Peak Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SKAGIT COUNTY PUD 1 JUDY RES serves 111,415 people · EPA ID WA5379500
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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