Chesapeake City property record for 630 River Gate Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,895 sqft · built 1997 |
| Lot Size | 0.576 acres (25,091 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,048 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2020 Refinance |
| APN | 0617001000760 |
| Primary APN | 0617001000760 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,895 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Upper Floors Area | 1,218 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 25,091 sqft (0.576 acres) |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Pool Area | 612 sqft |
| Porch | Slab |
| Porch Area | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 630 RIVER GATE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | LOT 76A RESUB LT 76 & 77 EMERALD LAKES ESTS SEC 2 |
| Legal Subdivision | CARRIAGE HOUSE ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21009 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 630 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGE FEDERAL CREDIT UNION |
| Nov 18, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 26, 2026 |
| Property Address | 630 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Document Number | 0000016505 |
| Book / Page | 10994 / 1884 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202616505 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 630 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Document Number | 0000016505, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 10994/1884 |
| Instrument | 202616505 |
| Name | ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.85% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 630 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010258/925 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 10258/925 |
| Instrument | 200043271 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.88% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $940,700 (+5.01%) Land $252,000 Building $688,700 | $940,700 (+5.01%) Land $252,000 Building $688,700 | |
| 2025 | $9,048.00 (+34.36%) | $895,800 (+7.86%) Land $222,000 Building $673,800 | $895,800 (+7.86%) Land $222,000 Building $673,800 |
| 2023 | $830,500 (+9.19%) Land $225,000 Building $605,500 | $830,500 (+9.19%) Land $225,000 Building $605,500 | |
| 2022 | $760,600 Land $193,800 Building $566,800 | $760,600 Land $193,800 Building $566,800 | |
| 2019 | $6,734.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1982–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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