627 River Gate Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 627 River Gate Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,196 sqft · built 2000
Lot Size	0.254 acres (11,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$669,900 (Jun 2025)
Tax Bill	$6,568 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2019 Mortgage + 1 more
APN	`0617001001010`

Property Details

APN / Parcel Number

Primary APN	`0617001001010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,196 sqft Living Area
1st Floor Area	1,376 sqft
Upper Floors Area	1,376 sqft
Attic	Attic
Attic Area	220 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	129 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	466 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	627 RIVER GATE RD
City	CHESAPEAKE
State	VA
Zip	23322-3492
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	101 EMERALD LAKES ESTATES SEC 2
Legal Subdivision	CARRIAGE HOUSE ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2015
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	627 RIVER GATE RD, CHESAPEAKE, VA 23322-3492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
Jul 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE OLD POINT NATIONAL BANK OF PHOEBUS
Feb 8, 2017	Deed, Transfer · Stand-Alone Refinance RELIANCE FIRST CAPITAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Feb 8, 2017
Deed Document Number	202514170
Deed Book / Page	10868 / 751
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	627 RIVER GATE RD, CHESAPEAKE, VA 23322-3492
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10442/120
Date	Sep 9, 2021
Book Page	10442/120
Instrument	210041218

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	202 Months
Due	Jul 30, 2038

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	627 RIVER GATE RD, CHESAPEAKE, VA 23322-3492
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10031/232
Date	Jul 10, 2019
Book Page	10031/232
Instrument	190017193

Lender

Name	THE OLD POINT NATIONAL BANK OF PHOEBUS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 8, 2017
Property Address	627 RIVER GATE RD, CHESAPEAKE, VA 23322-3492
Document Number	9753/1671
Book / Page	9753 / 1671
Instrument Date	Sep 10, 2016
Instrument	170003787
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	627 RIVER GATE RD, CHESAPEAKE, VA 23322-3492

Mortgage

Document Number	9753/1676
Date	Feb 8, 2017
Book Page	9753/1676
Instrument	170003788

Lender

Name	RELIANCE FIRST CAPITAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$686,900 (+5.63%) Land $210,000 Building $476,900	$686,900 (+5.63%) Land $210,000 Building $476,900
2025	$6,568.00 (+34.37%)	$650,300 (+9.28%) Land $185,000 Building $465,300	$650,300 (+9.28%) Land $185,000 Building $465,300
2023		$595,100 (+7.65%) Land $180,000 Building $415,100	$595,100 (+7.65%) Land $180,000 Building $415,100
2022		$552,800 Land $155,000 Building $397,800	$552,800 Land $155,000 Building $397,800
2019	$4,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1982–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

627 River Gate Rd, Chesapeake, VA 23322 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2017: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on River Gate Rd

Nearby Streets

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