Chesapeake City property record for 620 River Gate Rd, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2.5 ba · 3,030 sqft · built 1999 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Aug 2007) |
| Tax Bill | $6,366 (2025) |
| Deeds & Mortgages | Aug 2011 Mortgage Oct 2008 Mortgage + 1 more |
| APN | 0617001000800 |
| Primary APN | 0617001000800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,030 sqft Total Area |
| 1st Floor Area | 1,266 sqft |
| Upper Floors Area | 1,266 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 133 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Pool Area | 684 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 40 sqft |
| Deck Area | Deck Area |
| Patio Area | 230 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 620 RIVER GATE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3488 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R12AS: RES |
| Legal Description | 80 EMERALD LAKES ESTATES SEC 2 |
| Legal Subdivision | CARRIAGE HOUSE ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21009 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 620 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Aug 17, 2011 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Oct 10, 2008 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 3, 2007 | Warranty Deed, Transfer · Conventional Mortgage ADVANCE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2007 · Amount on Record |
| Deed Sale | Aug 3, 2007 · Amount on Record |
| Prior Sale | Aug 10, 2004 · Amount on Record |
| Deed Book / Page | 7173 / 816 |
| Last Transfer Date | Dec 3, 2024 |
| Transfer Doc | 010811/809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 620 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008464/215 |
|---|---|
| Date | Aug 17, 2011 |
| Book Page | 8464/215 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 620 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007622/822 |
|---|---|
| Date | Oct 10, 2008 |
| Book Page | 7622/822 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Aug 3, 2007 |
| Property Address | 620 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Document Number | 7173/816 |
| Book / Page | 7173 / 816 |
| Instrument Date | Jul 17, 2007 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 7173819 |
|---|---|
| Date | Aug 3, 2007 |
| Instrument | 7173/819 |
| Name | ADVANCE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $666,900 (+5.81%) Land $210,000 Building $456,900 | $666,900 (+5.81%) Land $210,000 Building $456,900 | |
| 2025 | $6,366.00 (+5.87%) | $630,300 (+9.18%) Land $185,000 Building $445,300 | $630,300 (+9.18%) Land $185,000 Building $445,300 |
| 2024 | $6,013.00 (+27.58%) | ||
| 2023 | $577,300 (+8.43%) Land $180,000 Building $397,300 | $577,300 (+8.43%) Land $180,000 Building $397,300 | |
| 2022 | $532,400 Land $155,000 Building $377,400 | $532,400 Land $155,000 Building $377,400 | |
| 2019 | $4,713.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1982–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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