Chesapeake City property record for 624 River Gate Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,739 sqft · built 1997 |
| Lot Size | 0.388 acres (16,901 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $720,000 (May 2024) |
| Tax Bill | $6,535 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2024 Refinance + 4 more |
| APN | 0617001000790 |
| Primary APN | 0617001000790 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,739 sqft Living Area |
| 1st Floor Area | 647 sqft |
| Upper Floors Area | 647 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,901 sqft (0.388 acres) |
| Lot Dimensions | 202 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 118 sqft |
| Pool Area | 540 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 18 sqft |
| Deck Area | Deck Area |
| Patio Area | 356 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 624 RIVER GATE RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3488 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 79 EMERALD LAKES ESTATES SEC 2 |
| Legal Subdivision | CARRIAGE HOUSE ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21009 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 624 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| May 30, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK MORTGAGE |
| Dec 5, 2013 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jan 11, 2011 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC |
| Dec 16, 2009 | Deed of Trust, Mortgage · Line of Credit WACHOVIA MTG CORP |
| Sep 28, 2009 | Warranty Deed, Transfer · Conventional Mortgage TOWNE BANK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2024 · Amount on Record |
| Deed Sale | May 31, 2024 · Amount on Record |
| Prior Sale | Sep 28, 2009 · Amount on Record |
| Deed Document Number | 202410724 |
| Deed Book / Page | 10754 / 628 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 624 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 624 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Document Number | 0010939/75 |
|---|---|
| Date | Jan 27, 2026 |
| Book Page | 10939/75 |
| Instrument | 260002165 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 624 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10753/1264 |
|---|---|
| Date | May 30, 2024 |
| Book Page | 10753/1264 |
| Instrument | 240010538 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 24, 2025 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.64% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 624 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009278/797 |
|---|---|
| Date | Dec 5, 2013 |
| Book Page | 9278/797 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 29, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 624 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008309/799 |
|---|---|
| Date | Jan 11, 2011 |
| Book Page | 8309/799 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 624 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008009/538 |
|---|---|
| Date | Dec 16, 2009 |
| Book Page | 8009/538 |
| Name | WACHOVIA MTG CORP |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2039 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 28, 2009 |
| Property Address | 624 RIVER GATE RD, CHESAPEAKE, VA 23322-3488 |
| Document Number | 007943/783 |
| Book / Page | 7943 / 783 |
| Instrument Date | Sep 14, 2009 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007943787 |
|---|---|
| Date | Sep 28, 2009 |
| Instrument | 7943/787 |
| Name | TOWNE BANK MTG |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $690,300 (+6.69%) Land $210,000 Building $480,300 | $690,300 (+6.69%) Land $210,000 Building $480,300 | |
| 2025 | $6,535.00 (+6.14%) | $647,000 (+13.57%) Land $185,000 Building $462,000 | $647,000 (+13.57%) Land $185,000 Building $462,000 |
| 2024 | $6,157.00 (+33.33%) | ||
| 2023 | $569,700 (+8.89%) Land $180,000 Building $389,700 | $569,700 (+8.89%) Land $180,000 Building $389,700 | |
| 2022 | $523,200 Land $155,000 Building $368,200 | $523,200 Land $155,000 Building $368,200 | |
| 2019 | $4,618.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1982–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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