630 Lance Rd, Mills River, NC 28759 Property Records

Henderson County property record for 630 Lance Rd, Mills River, NC 28759

Property Summary

Property Type	Manufactured or Modular Home
Details	1.5 ba · 2,138 sqft · built 2000
Lot Size	6.42 acres (279,655 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,786 (2025)
Deeds & Mortgages	Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9632752213`

Property Details

APN / Parcel Number

Primary APN	`9632752213`
Alternative APN	`10003526`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,138 sqft Heated Area
1st Floor Area	1,425 sqft
Upper Floors Area	713 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	279,655 sqft (6.42 acres)
Garage Type	Detached
Garage Area	1,472 sqft
Parking Spaces	5 Parking Spaces
Deck Area	103 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10003526
Street Address	630 LANCE RD
City	MILLS RIVER
State	NC
Zip	28759-3417
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	10003526~M
Legal Description	MINOR SUBDIVISION OF 19.25 ACRES PL2018-11475
Legal Subdivision	MINOR SUBDIVISION
Legal Block	75
Legal Lot Number	2213
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	1
Census Block	1022
Census Tract	930701

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	630 LANCE RD, MILLS RIVER, NC 28759-3417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	630 LANCE RD, MILLS RIVER, NC 28759-3417
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1861, ASHEVILLE, NC 28802-1861

Mortgage

Document Number	0041060114
Date	Nov 14, 2023
Book Page	4106/114
Instrument	1006470

Lender

Name	JEREMIAS RAMIREZ ETUX
Type	Private Party
Address	368 LANCE RD, MILLS RIVER, NC 28759

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 12, 2028

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,500 (-) Land $145,000 Building $269,500
2025	$1,786.00
2023		$414,500 Land $145,000 Building $269,500	$414,500 Land $145,000 Building $269,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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