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275 Lance Rd, Mills River, NC 28759 Property Records

Henderson County property record for 275 Lance Rd, Mills River, NC 28759

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,386 sqft · built 1962
Lot Size0.68 acres (29,621 sqft)
OwnerCompany Name on File
Last Sale$167,500 (Dec 2021)
Deeds & MortgagesDec 2021 Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN9632767403

Property Details

APN / Parcel Number

Primary APN9632767403
Alternative APNs
  • 0801983
  • 801983

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,386 sqft Heated Area
Gross Area2,166 sqft
1st Floor Area1,042 sqft
Basement Area1,040 sqft
Finished Basement260 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialLogs
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area29,621 sqft (0.68 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area100 sqft
Deck Area60 sqft
Patio Area564 sqft
Utility Building321 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number801983
Old Parcel Number0801983
Street Address275 LANCE RD
CityMILLS RIVER
StateNC
Zip28759-3884
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code801983~MR-MU
Legal DescriptionSR1419 OFF FANNING BRIDGE
Legal SubdivisionROBERT METCALF
Legal Block76
Legal Lot Number7403
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group1
Census Block1020
Census Tract930701

Owner

275 Lance Rd is owned by a company that bought it in December 2021.

Source: Henderson County records, as of July 14, 2023

Owner of RecordCompany Name on File
Mailing Address875 TIGER TAIL LN, CANTON, NC 28716-6547
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · SBA Mortgage
CUSTOMER BANK
Dec 28, 2021Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2021 · Amount on File
Deed SaleDec 28, 2021 · Amount on File
Deed Document Number0003844612
Deed Book / Page3844 / 612
Record UpdatedJun 7, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address275 LANCE RD, MILLS RIVER, NC 28759-3884
Transaction TypeMortgage
Record UpdatedFeb 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 TIGER TAIL LN, CANTON, NC 28716-6547

Mortgage

Document Number0038440624
DateDec 28, 2021
Book Page3844/624
Instrument970513
Lender
NameCUSTOMER BANK
TypeBank
AddressPHOENIXVILLE, PA 19460
Agreement
TypeSBA Mortgage
AmountAmount on Record

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHENDERSON NC
Recording DateDec 28, 2021
Property Address275 LANCE RD, MILLS RIVER, NC 28759-3884
Document Number0038440612
Book / Page3844 / 612
Instrument DateDec 16, 2021
Instrument970510
Transaction TypeTransfer
Record UpdatedFeb 8, 2022

Transaction

AmountAmount on Record
Tax$670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 986, PISGAH FOREST, NC 28768-0986

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 TIGER TAIL LN, CANTON, NC 28716-6547

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$301,100 Land $66,400 Building $234,700$301,100 Land $66,400 Building $234,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 275 Lance Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 275 Lance Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Starlink
Satellite		280 / 30

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