Henderson County property record for 368 Lance Rd, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 805 sqft · built 1938 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Aug 2022) |
| Tax Bill | $783 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9632763135 |
| Primary APN | 9632763135 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 805 sqft Heated Area |
| 1st Floor Area | 805 sqft |
| Basement Area | 805 sqft |
| Unfinished Basement | 805 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,234 sqft (0.74 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 238 sqft |
| Deck Area | 42 sqft |
| Shed | 1 Shed |
| Shed Area | 50 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9956492 |
|---|---|
| Street Address | 368 LANCE RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-3883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9956492~MR |
| Legal Description | SR1443 OFF LANCE RD PL1995-2043 |
| Legal Subdivision | PLAT MINOR |
| Legal Block | 76 |
| Legal Lot Number | 3135 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 930701 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 368 LANCE RD, MILLS RIVER, NC 28759-3883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 1, 2022 | Warranty Deed, Transfer · Conventional Mortgage SOFI BANK NA |
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on Record |
| Deed Sale | Aug 1, 2022 · Amount on Record |
| Deed Document Number | 2022984112 |
| Deed Book / Page | 3945 / 43 |
| Prior Transfer Date | Jul 29, 2022 |
| Prior Transfer Doc | 0039450043 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 1, 2022 |
| Property Address | 368 LANCE RD, MILLS RIVER, NC 28759-3883 |
| Document Number | 0039450043 |
| Book / Page | 3945 / 43 |
| Map Reference | SL 2043 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 984112 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 368 LANCE RD, 368, MILLS RIVER, NC 28759-3883 |
| Name | Verified Name |
|---|---|
| Address | 368 LANCE RD, MILLS RIVER, NC 28759-3883 |
| Document Number | 0039450046 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 3945/46 |
| Instrument | 984113 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 368 LANCE RD, MILLS RIVER, NC 28759-3883 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035040487 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 3504/487 |
| Instrument | 926459 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | DOUGLASVILLE, GA 30154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,900 (-) Land $69,900 Building $112,000 | ||
| 2025 | $783.00 | $181,900 (-) Land $69,900 Building $112,000 | |
| 2023 | $181,900 Land $69,900 Building $112,000 | $181,900 Land $69,900 Building $112,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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