Henderson County property record for 163 Lance Rd, Mills River, NC 28759 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 3,175 sqft Heated Area |
| Lot Size | 43,124 sqft (0.99 acres) |
| Garage | 697 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $398,000 (2019) |
| Tax Bill | $3,172.00 (2025) |
| Primary APN | 9632775089 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 3,175 sqft Heated Area |
| 1st Floor | 2,167 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 43,124 sqft (0.99 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 697 sqft Garage |
| Deck Area | 48 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 9957045 |
|---|---|
| Street Address | 163 LANCE RD |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-3708 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OFF OLD FANNING BRIDGE ROAD |
| Legal Subdivision | TOWN OF MILLS RIVER |
| Legal Block | 77 |
| Legal Lot Number | 5089 |
| Jurisdiction | HENDERSON NC |
| Minor Civil Division | MILLS RIVER |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 930701 |
Source: Henderson County records · APN 9632775089
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 163 LANCE RD, MILLS RIVER, NC 28759-3708 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Aug 09, 2019 | Warranty Deed, Subdivision Related Transfer |
| Aug 29, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2019 · Amount on Record |
| Deed Sale | Aug 09, 2019 · Amount on Record |
| Prior Sale | Aug 29, 2018 · Amount on Record |
| Deed Book / Page | 3370 / 575 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 163 LANCE RD, MILLS RIVER, NC 28759-3708 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 163 LANCE RD, MILLS RIVER, NC 28759-3708 |
| Document Number | 0041030271 |
|---|---|
| Date | Nov 03, 2023 |
| Book Page | 4103/271 |
| Instrument | 1001006044 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 09, 2019 |
| Property Address | 163 LANCE RD, MILLS RIVER, NC 28759-3708 |
| Document Number | 0033700575 |
| Book / Page | 3370 / 575 |
| Instrument Date | Aug 09, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 163 LANCE RD, MILLS RIVER, NC 28759-3708 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 29, 2018 |
| Property Address | 163 LANCE RD, MILLS RIVER, NC 28759-3708 |
| Document Number | 0032410678 |
| Book / Page | 003241 / 000678 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 889896 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $106.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 776 ARDEN NC 287040776, ARDEN, NC 28704-0776 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 14, 2018 |
| Property Address | 163 LANCE RD, MILLS RIVER, NC 28759-3708 |
| Document Number | 0032350361 |
| Book / Page | 003235 / 000361 |
| Instrument Date | Dec 03, 2016 |
| Instrument | 888974 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 111 AZALEA PARK DR HENDERSONVILLE NC 287928229, HENDERSONVILLE, NC 28792-8229 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $736,000 (+26.53%) Land $79,200 Building $656,800 | ||
| 2025 | $3,172.00 | ||
| 2023 | $581,700 Land $79,200 Building $502,500 | $736,000 Land $79,200 Building $656,800 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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