630 Joyner Dr, Havelock, NC 28532 Property Records

Craven County property record for 630 Joyner Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,415 sqft · built 2007
Lot Size	7.53 acres (328,225 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Apr 1998)
Tax Bill	$4,007 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2020 Refinance
Flood Zone	Zone AE (high risk)
APN	`5-021-1-022`

Property Details

APN / Parcel Number

Primary APN	`5-021-1-022`
Alternative APN	`29543`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,415 sqft Living Area
1st Floor Area	2,054 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Metal
Lot Area	328,225 sqft (7.53 acres)
Lot Dimensions	979 ft deep x 750 ft wide
Garage Type	Attached
Boat Access	Boat Access
Boat House	2,054 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	29543
Street Address	630 JOYNER DR
City	HAVELOCK
State	NC
Zip	28532-9094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 WATERSWAY EDGE SECT II
Legal Subdivision	5647
Legal Lot Number	22
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1015
Census Tract	961303

Owner

630 Joyner Dr is owned and occupied by two individuals who bought it in April 1998.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	630 JOYNER DR, HAVELOCK, NC 28532-9094
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jan 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 1998 · Amount on File
Deed Sale	Apr 16, 1998 · Amount on File
Deed Book / Page	1623 / 422
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	630 JOYNER DR, HAVELOCK, NC 28532-9094
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 JOYNER DR, HAVELOCK, NC 28532-9094

Mortgage

Document Number	003871/467
Date	Mar 4, 2026
Book Page	3871/467
Instrument	10153052

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2066

Interest

Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	630 JOYNER DR, HAVELOCK, NC 28532-9094
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3599/132
Date	Jan 17, 2020
Book Page	3599/132
Instrument	10049250

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 630 Joyner Dr was $4,007, up 3.1% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,007.00 (+3.14%)	$863,050 (+9.41%) Land $157,280 Building $705,770	$863,050 (+9.41%) Land $157,280 Building $705,770
2025	$3,885.00	$788,800 Land $157,280 Building $631,520	$788,800 Land $157,280 Building $631,520
2023	$3,873.00 (-4.18%)	$764,440 (+20.03%) Land $157,280 Building $607,160	$764,440 Land $157,280 Building $607,160
2022	$4,042.00	$636,880 Land $170,060 Building $466,820
2018			$636,880 Land $170,060 Building $466,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 630 Joyner Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 630 Joyner Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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