545 Joyner Dr, Havelock, NC 28532 Property Records

Craven County property record for 545 Joyner Dr, Havelock, NC 28532

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 2 ba · 2,280 sqft · built 2021
Lot Size	13.2 acres (577,823 sqft)
Owner	2 Individual Names on File
Last Sale	$62,000 (Jun 2020)
Tax Bill	$2,220 (2026)
Deeds & Mortgages	Oct 2020 Construction Loan Jun 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`5-021-1-026`

Property Details

APN / Parcel Number

Primary APN	`5-021-1-026`
Alternative APN	`129487`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	577,823 sqft (13.2 acres)
Lot Dimensions	1,054 ft deep x 98.8 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	129487
Street Address	545 JOYNER DR
City	HAVELOCK
State	NC
Zip	28532-9093
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	LOT 26 WATERSWAY EDGE SECT II
Legal Subdivision	5647
Legal Lot Number	26
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1015
Census Tract	961303

Owner

545 Joyner Dr, a residential property, is owned and occupied by two individuals who bought it in June 2020.

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	545 JOYNER DR, HAVELOCK, NC 28532-9093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Construction Mortgage HOMESIDE FINANCIAL LLC
Jun 5, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2020 · Amount on File
Deed Sale	Jun 5, 2020 · Amount on File
Prior Sale	Oct 27, 2004 · Amount on File
Deed Document Number	202010055547
Deed Book / Page	3615 / 1634
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	545 JOYNER DR, HAVELOCK, NC 28532-9093
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 OLD FASHIONED WAY 1131, 1131, NEWPORT, NC 28570-4535

Mortgage

Document Number	03636/1416
Date	Oct 23, 2020
Book Page	3636/1416
Instrument	10063378

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 15, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 5, 2020
Property Address	545 JOYNER DR, HAVELOCK, NC 28532-9093
Document Number	03615/1634
Book / Page	3615 / 1634
Map Reference	CAB G SL 28-C
Instrument Date	Jun 2, 2020
Instrument	10055547
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Tax	$124.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 FLORIDA PARK RD, 133, NEWPORT, NC 28570-9160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 OLD FASHIONED WAY, NEWPORT, NC 28570-4518

Tax Assessment & Valuation

The 2026 property tax bill for 545 Joyner Dr was $2,220.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,220.00	$430,580 (-) Land $79,200 Building $351,380	$430,580 (-) Land $79,200 Building $351,380
2025	$2,220.00	$430,580 Land $79,200 Building $351,380	$430,580 Land $79,200 Building $351,380
2023	$2,208.00 (+4.05%)	$430,580 (+30.57%) Land $79,200 Building $351,380	$430,580 Land $79,200 Building $351,380
2022	$2,122.00	$329,770 Land $79,200 Building $250,570
2018			$329,770 Land $79,200 Building $250,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 545 Joyner Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 545 Joyner Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Joyner Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures