534 Joyner Dr, Havelock, NC 28532 Property Records

Craven County property record for 534 Joyner Dr, Havelock, NC 28532

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,309 sqft · built 2009
Lot Size1.83 acres (80,063 sqft)
Owner2 Individual Names on Record
Last Sale$655,000 (Aug 2013)
Tax Bill$4,114 (2026)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone AE (high risk)
APN5-021-1-017

Property Details

APN / Parcel Number

Primary APN5-021-1-017
Alternative APN
  • 98247

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,309 sqft Living Area
1st Floor Area1,241 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area80,063 sqft (1.83 acres)
Lot Dimensions509 ft deep x 132 ft wide
Garage TypeAttached
Boat AccessBoat Access
Boat House196 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number98247
Street Address534 JOYNER DR
CityHAVELOCK
StateNC
Zip28532-9093
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 WATERWAYS EDGE SECTION 1
Legal SubdivisionWATERWAYS EDGE
Legal Lot Number17
JurisdictionCRAVEN NC
Township / Civil Division5
Census Block Group1
Census Block1015
Census Tract961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address534 JOYNER DR, HAVELOCK, NC 28532-9093
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2013 · Amount on Record
Deed SaleAug 9, 2013 · Amount on Record
Prior SaleOct 22, 2007 · Amount on Record
Deed Book / Page3220 / 762
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address534 JOYNER DR, HAVELOCK, NC 28532-9093
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003532/0000001047
DateApr 13, 2018
Book Page0000003532/0000001047
Instrument000010021016
Lender
NameNAVY FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term237 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,114.00 (+1.71%)$810,240 (-) Land $146,100 Building $664,140$810,240 (-) Land $146,100 Building $664,140
2025$4,045.00 (+0.3%)$810,240 (+1.74%) Land $146,100 Building $664,140$810,240 (+1.74%) Land $146,100 Building $664,140
2023$4,033.00 (-2.7%)$796,420 (+21.91%) Land $146,150 Building $650,270$796,420 (+21.91%) Land $146,150 Building $650,270
2022$4,145.00$653,310 Land $160,350 Building $492,960
2018$653,310 Land $160,350 Building $492,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 183 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies183 in force
Nearby Flood Claims421 (1996–2019)
Claims Outside the SFHA24 of 421
Most Recent ClaimSep 2019 · other causes
Claims by Event
  • Hurricane Florence, Sep 2018 · 132 claims
  • Hurricane Irene, Sep 2011 · 120 claims
  • Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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