540 Joyner Dr, Havelock, NC 28532 Property Records

Craven County property record for 540 Joyner Dr, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 3,506 sqft · built 2000
Lot Size	1.19 acres (52,185 sqft)
Owner	Individual Name on Record
Tax Bill	$3,475 (2026)
Deeds & Mortgages	Apr 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`5-021-1-020`

Property Details

APN / Parcel Number

Primary APN	`5-021-1-020`
Alternative APN	`129051`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,562 sqft Living Area
1st Floor Area	3,506 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Foundation Type	Pile
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	52,185 sqft (1.19 acres)
Lot Dimensions	440 ft deep x 99.3 ft wide
Boat Access	Boat Access
Boat House	634 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	129051
Street Address	540 JOYNER DR
City	HAVELOCK
State	NC
Zip	28532-9093
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 WATERWAYS EDGE SECTION 1
Legal Subdivision	WATERWAYS EDGE
Legal Lot Number	20
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1015
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 JOYNER DR, HAVELOCK, NC 28532-9093
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2002
Deed Sale	Sep 23, 2002
Deed Book / Page	1948 / 413
Last Transfer Date	Mar 24, 2020
Transfer Doc	3608/1903
Record Updated	Oct 29, 2026

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CRAVEN NC
Recording Date	Apr 13, 2020
Property Address	540 JOYNER DR, HAVELOCK, NC 28532-9093
Document Number	3608/1903
Book / Page	3608 / 1903
Map Reference	CAB G SL 17-E&F
Instrument Date	Mar 24, 2020
Instrument	10053080
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 JOYNER DR, HAVELOCK, NC 28532-9093

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,475.00 (+2.57%)	$682,160 (+2.61%) Land $143,050 Building $539,110	$682,160 (+2.61%) Land $143,050 Building $539,110
2025	$3,388.00 (+0.36%)	$664,820 (-) Land $143,050 Building $521,770	$664,820 (-) Land $143,050 Building $521,770
2023	$3,376.00 (-3.4%)	$664,820 (+20.99%) Land $143,050 Building $521,770	$664,820 (+20.99%) Land $143,050 Building $521,770
2022	$3,495.00	$549,490 Land $143,050 Building $406,440
2018			$549,490 Land $143,050 Building $406,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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