Wells County property record for 630 E 700 S, Poneto, IN 46781
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,806 sqft · built 1980 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,359 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-12-07-100-002.001-015 |
| Primary APN | 90-12-07-100-002.001-015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| 1st Floor Area | 1,806 sqft |
| Basement Area | 224 sqft |
| Unfinished Basement | 114 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Metal |
| Lot Area | 96,703 sqft (2.22 acres) |
| Shed | 1 Shed |
| Shed Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001839909 |
|---|---|
| Street Address | 630 E 700 S |
| City | PONETO |
| State | IN |
| Zip | 46781-9511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 07-25-12 2.22A NE QTR NW COR |
| Jurisdiction | WELLS IN |
| Township / Civil Division | NOTTINGHAM |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 40700 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 630 E 700 S, PONETO, IN 46781-9511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELLS IN |
| Property Address | 630 E 700 S, PONETO, IN 46781-9511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 20200430 |
|---|---|
| Date | Jan 28, 2020 |
| Instrument | 20200430 |
| Name | FIRST MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 1, 2030 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Nottingham Township |
| Unified School District | Southern Wells Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,359.00 (+16.75%) Homeowner's exemption | $222,800 (+14.49%) Land $51,000 Building $171,800 | $222,800 (+14.49%) Land $51,000 Building $171,800 |
| 2024 | $1,164.00 (+39.07%) | ||
| 2023 | $194,600 (+16.46%) Land $51,000 Building $143,600 | $194,600 (+16.46%) Land $51,000 Building $143,600 | |
| 2022 | $837.00 | $167,100 Land $36,500 Building $130,600 | $167,100 Land $36,500 Building $130,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Citizens Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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