1480 E 700 S, Poneto, IN 46781 Property Records

Wells County property record for 1480 E 700 S, Poneto, IN 46781

Property Summary

Property Type	Mobile Home
Details	5 bd · 3 ba · 1,404 sqft · built 1999
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$144,700 (Dec 2011)
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-12-08-200-009.000-015`

Property Details

APN / Parcel Number

Primary APN	`90-12-08-200-009.000-015`
Alternative APNs	`00001595884` `0070517703`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	1,404 sqft
Finished Basement	1,404 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	314 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001595884
Street Address	1480 E 700 S
City	PONETO
State	IN
Zip	46781-9516
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	08-25-12 2.00A E 304 NE NW N OF DITCH
Jurisdiction	WELLS IN
Township / Civil Division	NOTTINGHAM
Census Block Group	5
Census Block	5020
Census Tract	40700

Owner

1480 E 700 S, a mobile home, is owned and occupied by an individual who bought it in December 2011.

Source: Wells County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1480 E 700 S, PONETO, IN 46781-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2011 · Amount on File
Deed Sale	Dec 30, 2011 · Amount on File
Prior Sale	Dec 30, 2011 · Amount on File
Deed Book / Page	150 / 954
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Oct 2, 2026
Property Address	1480 E 700 S, PONETO, IN 46781-9516
Document Number	0000003598
Instrument Date	Sep 28, 2026
Instrument	20263598
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003598,
Date	Oct 2, 2026
Instrument	20263598

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 25, 2041

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1480 E 700 S, PONETO, IN 46781-9516
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20205776
Date	Dec 28, 2020
Instrument	20205776

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 21, 2030

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1480 E 700 S, PONETO, IN 46781-9516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20205775
Date	Dec 28, 2020
Instrument	20205775

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	252 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1480 E 700 S was $1,411 with a homeowner's exemption, up 14.8% from the year before.

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Nottingham Township
Unified School District	Southern Wells Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00 (+14.81%) Homeowner's exemption	$252,900 Land $47,000 Building $205,900	$252,900 Land $47,000 Building $205,900
2024	$1,229.00
2023		$217,100 (+16.47%) Land $47,000 Building $170,100	$217,100 (+16.47%) Land $47,000 Building $170,100
2022	$868.00	$186,400 Land $34,000 Building $152,400	$186,400 Land $34,000 Building $152,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1480 E 700 S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2014–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1480 E 700 S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Citizens Telephone Fixed Wireless	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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