174 E 700 S, Poneto, IN 46781 Property Records

Wells County property record for 174 E 700 S, Poneto, IN 46781

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,400 sqft · built 2007
Lot Size	9.81 acres (427,324 sqft)
Owner	Individual Name on Record
Tax Bill	$2,042 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-12-07-200-007.002-015`

Property Details

APN / Parcel Number

Primary APN	`90-12-07-200-007.002-015`
Alternative APNs	`00001688669` `0070492402`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,400 sqft Living Area
1st Floor Area	1,200 sqft
Attic	Attic
Attic Area	3,240 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2010
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	427,324 sqft (9.81 acres)
Garage Type	Mixed
Garage Area	2,640 sqft
Parking Spaces	9 Parking Spaces
Pool Type	Above-Ground Pool
Lean-To	1,000 sqft

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	00001688669
Street Address	174 E 700 S
City	PONETO
State	IN
Zip	46781-9511
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	07-25-12 9.81A NW COR NW QTR
Jurisdiction	WELLS IN
Township / Civil Division	NOTTINGHAM
Census Block Group	2
Census Block	2032
Census Tract	40700

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	174 E 700 S, PONETO, IN 46781-9511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Dec 12, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	174 E 700 S, PONETO, IN 46781-9511
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020214570
Date	Oct 6, 2021
Instrument	20214570

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	174 E 700 S, PONETO, IN 46781-9511
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221593
Date	Apr 7, 2022
Instrument	20221593

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2052

Interest

Rate Type	Adjustable Rate

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Dec 12, 2022
Property Address	174 E 700 S, PONETO, IN 46781-9511
Document Number	0020225027
Instrument Date	Dec 8, 2022
Instrument	20225027
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	174 E 700 S, PONETO, IN 46781-9511

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Nottingham Township
Unified School District	Southern Wells Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,042.00 (+33.03%) Homeowner's exemption	$342,300 (+22.69%) Land $55,300 Building $287,000	$342,300 (+22.69%) Land $55,300 Building $287,000
2024	$1,535.00 (+49.61%)
2023		$279,000 (+18.93%) Land $53,900 Building $225,100	$279,000 (+18.93%) Land $53,900 Building $225,100
2022	$1,026.00	$234,600 Land $27,400 Building $207,200	$234,600 Land $27,400 Building $207,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Citizens Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

Nearby Properties on E 700 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures