1348 E 700 S, Poneto, IN 46781 Property Records

Wells County property record for 1348 E 700 S, Poneto, IN 46781

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 2009
Lot Size	4.51 acres (196,456 sqft)
Owner	Individual Name on Record
Last Sale	$212,800 (Feb 2021)
Tax Bill	$1,462 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-12-08-200-008.000-015`

Property Details

APN / Parcel Number

Primary APN	`90-12-08-200-008.000-015`
Alternative APNs	`00001594022` `0070517702`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	196,456 sqft (4.51 acres)
Porch	Slab

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001594022
Street Address	1348 E 700 S
City	PONETO
State	IN
Zip	46781-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-25-12 4.51A W 539.49 OF E 843.49' NE NW N OF DITCH
Jurisdiction	WELLS IN
Township / Civil Division	NOTTINGHAM
Census Block Group	5
Census Block	5020
Census Tract	40700

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1348 E 700 S, PONETO, IN 46781-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST AMERICA FCU
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit MIDWEST AMERICA FCU
Feb 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Jul 24, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK BERNIE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2021 · Amount on Record
Deed Sale	Feb 8, 2021 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	2021652
Prior Transfer Date	Feb 2, 2021
Prior Transfer Doc	0020210652
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1348 E 700 S, PONETO, IN 46781-9516
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020253907
Date	Nov 25, 2025
Instrument	20253907

Lender

Name	MIDWEST AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1348 E 700 S, PONETO, IN 46781-9516
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020240276
Date	Jan 24, 2024
Instrument	20240276

Lender

Name	MIDWEST AMERICA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Feb 8, 2021
Property Address	1348 E 700 S, PONETO, IN 46781-9516
Document Number	0020210652
Instrument Date	Feb 2, 2021
Instrument	20210652
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1348 E 700 S, 1348, PONETO, IN 46781-9516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1348 E 700 S, PONETO, IN 46781-9516

Mortgage

Document Number	0020210653
Date	Feb 8, 2021
Instrument	20210653

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jul 24, 2018
Property Address	1348 E 700 S, PONETO, IN 46781-9516
Document Number	0020182640
Instrument Date	Jul 13, 2018
Instrument	20182640
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1348 E 700 S, PONETO, IN 46781-9516

Mortgage

Document Number	0020182641
Date	Jul 24, 2018
Instrument	20182641

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Nottingham Township
Unified School District	Southern Wells Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,462.00 (+14.13%) Homeowner's exemption	$236,900 (+13.51%) Land $68,000 Building $168,900	$236,900 (+13.51%) Land $68,000 Building $168,900
2024	$1,281.00 (+37.3%)
2023		$208,700 (+17.71%) Land $68,000 Building $140,700	$208,700 (+17.71%) Land $68,000 Building $140,700
2022	$933.00	$177,300 Land $48,500 Building $128,800	$177,300 Land $48,500 Building $128,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2014–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Citizens Telephone Fixed Wireless	50 / 50
T-Mobile Fixed Wireless	25 / 3

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