Montezuma County property record for 630 E 4th St, #A, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,390 sqft · built 1957 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Mar 2026) |
| Tax Bill | $1,460 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R010142 |
| Primary APN | R010142 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,390 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,233 sqft (0.189 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R010142 |
|---|---|
| Street Address | 630 E 4TH ST, A |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: MCBRIDE ADDITION LOT: 18 BLOCK: 3 B480 P486 B484 P735 R/465567 |
| Legal Subdivision | MCBRIDE ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 969400 |
Source: Montezuma County assessment roll, APN R010142, as of March 24, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 630 E 4TH ST, CORTEZ, CO 81321-3924 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2026 | Personal Representative Deed, Transfer · Conventional Mortgage TBK BANK SSB |
| May 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on Record |
| Deed Sale | Mar 11, 2026 · Amount on Record |
| Prior Sale | Sep 29, 2006 · Amount on Record |
| Deed Document Number | 2026666126 |
| Prior Transfer Date | Sep 28, 2006 |
| Prior Transfer Doc | 0000543685 |
| Record Updated | Jun 08, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Mar 11, 2026 |
| Property Address | 630 E 4TH ST # A, A, CORTEZ, CO 81321-3924 |
| Document Number | 0000666126 |
| Map Reference | MB 7 PG 63 |
| Instrument Date | Mar 11, 2025 |
| Instrument | 666126 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2026 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SVC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 630 E 4TH ST, CORTEZ, CO 81321-3924 |
| Document Number | 0000666127 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 666127 |
| Name | TBK BANK SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 630 E 4TH ST # A, A, CORTEZ, CO 81321-3924 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 630 E 4TH ST, CORTEZ, CO 81321-3924 |
| Document Number | 0000645050 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 645050 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,460.00 (+25.21%) | $36,901 (+20.35%) Land $1,707 Building $35,194 | $463,581 (+20.35%) Land $21,450 Building $442,131 |
| 2024 | $1,166.00 (+9.9%) | $30,662 (-12.49%) Land $2,517 Building $28,145 | $385,195 (-12.49%) Land $31,620 Building $353,575 |
| 2023 | $1,061.00 (+25.56%) | $35,039 (+100.37%) Land $2,876 Building $32,163 | $440,195 (+100.37%) Land $36,135 Building $404,060 |
| 2022 | $845.00 | $17,487 Land $1,313 Building $16,174 | $219,687 Land $16,500 Building $203,187 |
Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 175 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| ATN International Fixed Wireless | 400 / 80 |
| Visionary Communications Fixed Wireless | 100 / 20 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
May also be available: Farmers Telephone Company.
Source: EPA Safe Drinking Water Information System, water system CO0142200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CORTEZ serves 8,770 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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