629 E 4th St, Cortez, CO 81321 Property Records

Montezuma County property record for 629 E 4th St, Cortez, CO 81321 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,210 sqft · built 1958
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2021)
Tax Bill	$998 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R010189`

Property Details

APN / Parcel Number

Primary APN	`R010189`
Alternative APN	`561126424003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,210 sqft Total Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R010189
Street Address	629 E 4TH ST
City	CORTEZ
State	CO
Zip	81321-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: MCBRIDE ADDITION LOT: 3 BLOCK: 6 B396 P244 B470 P794
Legal Subdivision	MCBRIDE ADDITION
Legal Block	6
Legal Lot Number	3
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1025
Census Tract	969400

Owner

Source: Montezuma County records · APN R010189

Assessment roll updated March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	629 E 4TH ST, CORTEZ, CO 81321-3923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Special Warranty Deed, Transfer · Conventional Mortgage LOAN SIMPLE INC
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Aug 27, 2018 · Amount on Record
Deed Document Number	2021640321
Record Updated	Jun 08, 2026

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Sep 29, 2021
Property Address	629 E 4TH ST, CORTEZ, CO 81321-3923
Document Number	0000640321
Map Reference	MB 7 PG 63
Instrument Date	Sep 29, 2021
Instrument	640321
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 E 4TH ST, CORTEZ, CO 81321-3923

Mortgage

Document Number	0000640322
Date	Sep 29, 2021
Instrument	640322

Lender

Name	LOAN SIMPLE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Aug 27, 2018
Property Address	629 E 4TH ST, CORTEZ, CO 81321-3923
Document Number	0000618910
Map Reference	MB7 PG63
Instrument Date	Aug 27, 2018
Instrument	618910
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TITLE & CLOSING SER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$14.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 E 4TH ST, CORTEZ, CO 81321-3923

Mortgage

Document Number	0000618911
Date	Aug 27, 2018
Instrument	618911

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$998.00 (+29.95%)	$19,773 (+32.23%) Land $1,707 Building $18,066	$248,416 (+32.24%) Land $21,450 Building $226,966
2024	$768.00 (+9.87%)	$14,953 (-22.65%) Land $2,225 Building $12,728	$187,855 (-22.65%) Land $27,951 Building $159,904
2023	$699.00 (+9.56%)	$19,331 (+46.39%) Land $2,876 Building $16,455	$242,855 (+46.39%) Land $36,135 Building $206,720
2022	$638.00	$13,205 Land $1,313 Building $11,892	$165,893 Land $16,500 Building $149,393

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clearnetworx	Fiber	1,000 / 1,000
TDS Telecom	Cable	1,000 / 20
ATN International	Fixed Wireless	400 / 80
Visionary Communications	Fixed Wireless (unlicensed)	100 / 20
Nimbus Solutions	Fixed Wireless	100 / 20

May also be available at this address: Nimbus Solutions, Farmers Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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