706 E 4th St, Cortez, CO 81321 Property Records

Montezuma County property record for 706 E 4th St, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 926 sqft · built 1958
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Jun 2022)
Tax Bill	$924 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R010154`

Property Details

APN / Parcel Number

Primary APN	`R010154`
Alternative APN	`561126421010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	926 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Built-Up Asphalt
Lot Area	8,233 sqft (0.189 acres)
Garage Area	288 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R010154
Street Address	706 E 4TH ST
City	CORTEZ
State	CO
Zip	81321-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: MCBRIDE ADDITION LOT: 14 BLOCK: 4 B369 P236 B552 P913 B660 P294 B693 P995 R/472914 R/482951
Legal Subdivision	MCBRIDE ADDITION
Legal Block	4
Legal Lot Number	14
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1033
Census Tract	969400

Owner

Source: Montezuma County assessment roll, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	706 E 4TH ST, CORTEZ, CO 81321-3926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Special Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Apr 14, 2020	Special Warranty Deed, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Apr 14, 2020 · Amount on Record
Deed Document Number	2022645783
Last Transfer Date	Jun 4, 2025
Transfer Doc	0000661718
Record Updated	Jun 8, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jun 15, 2022
Property Address	706 E 4TH ST, CORTEZ, CO 81321-3926
Document Number	0000645783
Map Reference	MB 7 PG 63
Instrument Date	Jun 14, 2022
Instrument	645783
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$23.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	706 E 4TH ST, CORTEZ, CO 81321-3926

Mortgage

Document Number	0000645784
Date	Jun 15, 2022
Instrument	645784

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Apr 14, 2020
Property Address	706 E 4TH ST, CORTEZ, CO 81321-3926
Document Number	0000628858
Map Reference	MB 7 PG 63
Instrument Date	Apr 14, 2020
Instrument	628858
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$16.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	706 E 4TH ST, CORTEZ, CO 81321-3926

Mortgage

Document Number	0000628859
Date	Apr 14, 2020
Instrument	628859

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$924.00 (+30.69%)	$18,323 (+33.26%) Land $1,707 Building $16,616	$230,199 (+33.26%) Land $21,450 Building $208,749
2024	$707.00 (+9.95%)	$13,750 (-24.15%) Land $2,182 Building $11,568	$172,738 (-24.15%) Land $27,408 Building $145,330
2023	$643.00 (+7.53%)	$18,128 (+46.41%) Land $2,876 Building $15,252	$227,738 (+46.4%) Land $36,135 Building $191,603
2022	$598.00	$12,382 Land $1,313 Building $11,069	$155,555 Land $16,500 Building $139,055

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
ATN International Fixed Wireless	400 / 80
Visionary Communications Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: Farmers Telephone Company.

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