625 E 4th St, Cortez, CO 81321 Property Records

Montezuma County property record for 625 E 4th St, Cortez, CO 81321

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 910 sqft · built 1957
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Sep 2017)
Tax Bill	$788 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R010190`

Property Details

APN / Parcel Number

Primary APN	`R010190`
Alternative APN	`561126424004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	910 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Garage Area	330 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Account Number	R010190
Street Address	625 E 4TH ST
City	CORTEZ
State	CO
Zip	81321-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUBDIVISION: MCBRIDE ADDITION LOT: 4 BLOCK: 6 B246 P296 B256 P213 B650 P57
Legal Range	16W
Legal Township	35N
Legal Section	7
Legal Subdivision	MCBRIDE ADDITION
Legal Block	6
Legal Lot Number	4
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1025
Census Tract	969400

Owner

Source: Montezuma County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	625 E 4TH ST, CORTEZ, CO 81321-3923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Sep 20, 2016 · Amount on Record
Deed Document Number	2017613539
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Sep 29, 2017
Property Address	625 E 4TH ST, CORTEZ, CO 81321-3923
Document Number	0000613539
Map Reference	MB7 PG63
Instrument Date	Sep 29, 2017
Instrument	613539
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$12.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	625 E 4TH ST, CORTEZ, CO 81321-3923
Investor	Possibly a Property Investor

Mortgage

Document Number	0000613540
Date	Sep 29, 2017
Instrument	613540

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Mortgage

Document Number	0000613541
Date	Sep 29, 2017
Instrument	613541

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Montezuma County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$788.00 (+35.86%)	$15,624 (+38.38%) Land $1,707 Building $13,917	$196,290 (+38.38%) Land $21,450 Building $174,840
2024	$580.00 (+10.06%)	$11,291 (-27.94%) Land $2,073 Building $9,218	$141,846 (-27.94%) Land $26,039 Building $115,807
2023	$527.00 (+2.93%)	$15,669 (+48.02%) Land $2,876 Building $12,793	$196,846 (+48.01%) Land $36,135 Building $160,711
2022	$512.00	$10,586 Land $1,313 Building $9,273	$132,993 Land $16,500 Building $116,493

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
TDS Telecom Cable	1,000 / 20
Choice Broadband Fixed Wireless	400 / 80
Visionary Broadband Fixed Wireless	100 / 20
Nimbus Solutions Fixed Wireless	100 / 20

May also be available: Farmers Telecommunications.

Nearby Properties on E 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures