63 Saint James Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 63 Saint James Ave, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,706 sqft · built 1927
Lot Size	0.212 acres (9,220 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,770 (2026)
Deeds & Mortgages	Aug 2026 Sale Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69-00027`

Property Details

APN / Parcel Number

Primary APN	`69-00027`
Alternative APN	`CHIC M:0069 P:00027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,706 sqft Living Area
Gross Area	3,667 sqft
1st Floor Area	913 sqft
Attic	Attic
Attic Area	793 sqft
Basement Area	793 sqft
Unfinished Basement	793 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,220 sqft (0.212 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	69-00027
Street Address	63 SAINT JAMES AVE
City	CHICOPEE
State	MA
Zip	01020-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2008
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	63 SAINT JAMES AVE, CHICOPEE, MA 01020-2424
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer
Jun 30, 2026	Deed of Trust, Mortgage MICHAEL KAGAN
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES BANK, THE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Aug 18, 2026
Property Address	63 SAINT JAMES AVE, CHICOPEE, MA 01020-2424
Document Number	0000039489
Book / Page	26468 / 477
Instrument Date	Jul 2, 2026
Instrument	202639489
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 SAINT JAMES AVE, CHICOPEE, MA 01020-2424

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Recording Date	Jun 30, 2026
Property Address	63 SAINT JAMES AVE, CHICOPEE, MA 01020-2424
Document Number	0000030344
Book / Page	26398 / 406
Instrument Date	Jun 26, 2026
Instrument	202630344
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 SAINT JAMES AVE, CHICOPEE, MA 01020-2424

Mortgage

Document Number	0000030344,
Date	Jun 30, 2026
Book Page	26398/406
Instrument	202630344

Lender

Name	MICHAEL KAGAN

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	63 SAINT JAMES AVE, CHICOPEE, MA 01020-2424
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023938-213
Date	Jun 14, 2021
Book Page	23938/213
Instrument	40562

Lender

Name	PEOPLES BANK, THE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,770.00 (+5.65%)	$313,000 (+5.1%) Land $106,100 Building $206,900	$294,277 (-12.67%)
2025	$4,515.00 (+5.49%)	$297,800 (+2.69%) Land $96,900 Building $200,900	$336,965
2024	$4,280.00 (+7.21%)	$290,000 (+10.06%) Land $95,000 Building $195,000
2023	$3,992.00	$263,500 Land $86,300 Building $177,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xfinity.

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