73 Saint James Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 73 Saint James Ave, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,472 sqft · built 1890
Lot Size	0.224 acres (9,746 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2022)
Tax Bill	$4,435 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`69-00025`

Property Details

APN / Parcel Number

Primary APN	`69-00025`
Alternative APN	`CHIC M:0069 P:00025`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area
Gross Area	2,309 sqft
1st Floor Area	800 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,746 sqft (0.224 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	69-00025
Street Address	73 SAINT JAMES AVE
City	CHICOPEE
State	MA
Zip	01020-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2008
Census Tract	810700

Owner

73 Saint James Ave is owned and occupied by an individual who bought it in June 2022.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	73 SAINT JAMES AVE, CHICOPEE, MA 01020-2424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage INLAND BANK & TRUST
Jun 9, 2017	Quit Claim Deed, Transfer FARMINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Book / Page	24621 / 9
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 30, 2022
Property Address	73 SAINT JAMES AVE, CHICOPEE, MA 01020-2424
Document Number	00024621-9
Book / Page	24621 / 9
Instrument Date	Jun 30, 2022
Instrument	39972
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	86 CLIFTON AVE, SPRINGFIELD, MA 01105-1910

Mortgage

Document Number	0000039973
Date	Jun 30, 2022
Instrument	39973

Lender

Name	INLAND BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jun 9, 2017
Property Address	73 SAINT JAMES AVE, CHICOPEE, MA 01020-2424
Document Number	21716-5
Book / Page	21716 / 5
Instrument	32010
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.57
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 SAINT JAMES AVE, CHICOPEE, MA 01020-2424

Mortgage

Document Number	217160011
Date	Jun 9, 2017
Instrument	21716/0011

Lender

Name	FARMINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 9, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 73 Saint James Ave was $4,435, up 5.7% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,435.00 (+5.7%)	$291,000 (+5.13%) Land $108,700 Building $182,300	$311,741 (-7.72%)
2025	$4,196.00 (+5.4%)	$276,800 (+2.63%) Land $99,500 Building $177,300	$337,820
2024	$3,981.00 (+6.9%)	$269,700 (+9.72%) Land $97,500 Building $172,200
2023	$3,724.00	$245,800 Land $88,600 Building $157,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 73 Saint James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 73 Saint James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xfinity.

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