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46 Saint James Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 46 Saint James Ave, Chicopee, MA 01020

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 3,384 sqft · built 1910
Lot Size0.152 acres (6,600 sqft)
OwnerCompany Name on Record
Last Sale$465,000 (Jul 2025)
Tax Bill$5,206 (2025)
Deeds & MortgagesFeb 2021 Refinance
Jul 2025 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN69-00016

Property Details

APN / Parcel Number

Primary APN69-00016
Alternative APN
  • CHIC M:0069 P:00016

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Units3 Units
Stories3 Stories
Building Area3,384 sqft Living Area
Gross Area5,112 sqft
1st Floor Area1,104 sqft
Basement Area1,104 sqft
Unfinished Basement1,104 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,600 sqft (0.152 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number69-00016
Street Address46 SAINT JAMES AVE
CityCHICOPEE
StateMA
Zip01020-2453
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning Code2
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4019
Census Tract810700

Owner

Source: Hampden County and Chicopee City records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address44 SCHOOL ST, 325, BOSTON, MA 02108-4209
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
HARBORONE MORTGAGE
Jul 15, 2025Deed, Transfer
ARCHWEST LENDING LLC
Jan 5, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
PEOPLESBANK (HOLYOKE MA)
Dec 2, 2020Warranty Deed, Transfer
NOT AVAILABLE
Nov 6, 2019Warranty Deed, Transfer
NOT AVAILABLE
Dec 19, 2018Quit Claim Deed, Transfer · Stand-Alone First Mortgage
HARBORONE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2025 · Amount on Record
Deed SaleJul 15, 2025 · Amount on Record
Prior SaleJan 5, 2023 · Amount on Record
Deed Book / Page25942 / 149
Transfer Doc18387-216
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address46 SAINT JAMES AVE, CHICOPEE, MA 01020-2453
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number023706-320
DateFeb 12, 2021
Book Page23706/320
Instrument10072
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

July 2025: Deed, Transfer

Document TypeDeed
JurisdictionCHICOPEE MA
Recording DateJul 15, 2025
Property Address46 SAINT JAMES AVE, CHICOPEE, MA 01020-2453
Document Number025942-149
Book / Page25942 / 149
Instrument DateJul 14, 2025
Instrument32024
Transaction TypeTransfer
Record UpdatedNov 25, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 SCHOOL ST RM 325, 325, BOSTON, MA 02108-4209

Mortgage

Document Number0000032025
DateJul 15, 2025
Instrument32025
Lender
NameARCHWEST LENDING LLC
Agreement
AmountAmount Recorded

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateJan 5, 2023
Property Address46 SAINT JAMES AVE, CHICOPEE, MA 01020-2453
Document Number0024867-82
Book / Page24867 / 82
Instrument DateJan 5, 2023
Instrument605
Transaction TypeTransfer
Record UpdatedJan 20, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address225D FALLON RD, STONEHAM, MA 02180-2907

Mortgage

Document Number0000000606
DateJan 5, 2023
Instrument606
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateFeb 1, 2033
Max Rate At Change2.88%
Index1-Year CMT

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateDec 2, 2020
Property Address46 SAINT JAMES AVE, CHICOPEE, MA 01020-2453
Document Number23567-34
Book / Page023567 / 000034
Instrument DateNov 4, 2020
Instrument71564
Transaction TypeTransfer
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 DOWD CT LUDLOW MA 010561743, LUDLOW, MA 01056-1743

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHICOPEE MA
Recording DateNov 6, 2019
Property Address46 SAINT JAMES AVE, CHICOPEE, MA 01020-2453
Document Number22940-515
Book / Page022940 / 000515
Instrument DateSep 12, 2019
Instrument65352
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1981 MEMORIAL DR #113 CHICOPEE MA 010204322, 113, CHICOPEE, MA 01020-4322

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateDec 19, 2018
Property Address46 SAINT JAMES AVE, CHICOPEE, MA 01020-2453
Document Number22492-159
Book / Page22492 / 159
Instrument DateDec 19, 2018
Instrument75508
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address140 DOWD CT, LUDLOW, MA 01056-1743

Mortgage

Document Number75509
DateDec 19, 2018
Instrument75509
Lender
NameHARBORONE MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,206.00 (+7.83%)$343,400 (+4.98%) Land $84,100 Building $259,300
2024$4,828.00 (+8.2%)$327,100 (+11.07%) Land $82,500 Building $244,600
2023$4,462.00$294,500 Land $75,000 Building $219,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Crossroads Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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