70 Saint James Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 70 Saint James Ave, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,723 sqft · built 1930
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$288,000 (Sep 2022)
Tax Bill	$4,139 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`69-00021`

Property Details

APN / Parcel Number

Primary APN	`69-00021`
Alternative APN	`CHIC M:0069 P:00021`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,723 sqft Living Area
Gross Area	2,739 sqft
1st Floor Area	1,102 sqft
Basement Area	621 sqft
Unfinished Basement	621 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	69-00021
Street Address	70 SAINT JAMES AVE
City	CHICOPEE
State	MA
Zip	01020-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4019
Census Tract	810700

Owner

70 Saint James Ave is owned and occupied by an individual who bought it in September 2022.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	70 SAINT JAMES AVE, CHICOPEE, MA 01020-2453
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Deed of Trust, Mortgage · Line of Credit FREEDOM CU
Sep 29, 2022	Personal Representative Deed, Transfer · Stand-Alone First Mortgage FREEDOM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Deed Book / Page	24745 / 410
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	70 SAINT JAMES AVE, CHICOPEE, MA 01020-2453
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025928-332
Date	Jul 2, 2025
Book Page	25928/332
Instrument	30190

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2045

September 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 29, 2022
Property Address	70 SAINT JAMES AVE, CHICOPEE, MA 01020-2453
Document Number	024745-410
Book / Page	24745 / 410
Instrument Date	Sep 29, 2022
Instrument	58573
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 SAINT JAMES AVE, CHICOPEE, MA 01020-2453

Mortgage

Document Number	0000058574
Date	Sep 29, 2022
Instrument	58574

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 70 Saint James Ave was $4,139, up 4.3% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,139.00 (+4.26%)	$271,600 (+3.7%) Land $95,400 Building $176,200	$293,072 (-14.07%)
2025	$3,970.00 (+5.36%)	$261,900 (+2.59%) Land $87,000 Building $174,900	$341,050
2024	$3,768.00 (+8.24%)	$255,300 (+11.1%) Land $85,400 Building $169,900
2023	$3,481.00	$229,800 Land $77,600 Building $152,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 Saint James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 Saint James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon, Xfinity.

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