63 Morgans Ln, Comstock, NY 12821 Property Records

Washington County and Fort Ann Town property record for 63 Morgans Ln, Comstock, NY 12821

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,300 sqft · built 1995
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,500 (Oct 2024)
Tax Bill	$4,330 (2026)
Deeds & Mortgages	Jan 2026 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`532889 96.-1-5.18`

Property Details

APN / Parcel Number

Primary APN	`532889 96.-1-5.18`
Alternative APN	`288909600000010050180000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	900 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	300 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	217 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	63 MORGANS LN
City	COMSTOCK
State	NY
Zip	12821-1812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	HOUSE & LOT LOT NO 14
Legal Block	1
Legal Lot Number	5.018
Jurisdiction	WASHINGTON NY
Township / Civil Division	FORT ANN
Census Block Group	3
Census Block	3001
Census Tract	81002

Owner

Source: Washington County and Fort Ann Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 HELEN DR, QUEENSBURY, NY 12804-1950
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION
May 24, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Dec 23, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2024 · Amount on Record
Deed Sale	Oct 9, 2024 · Amount on Record
Prior Sale	May 24, 2022 · Amount on Record
Deed Document Number	20244348
Prior Transfer Date	Apr 30, 2008
Prior Transfer Doc	0025430123
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	63 MORGANS LN, COMSTOCK, NY 12821-1812
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000006
Date	Jan 13, 2026
Instrument	2026-206

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2050

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	May 24, 2022
Property Address	63 MORGANS LN, COMSTOCK, NY 12821-1812
Document Number	0000000875
Instrument Date	May 20, 2022
Instrument	2022-2875
Transaction Type	Transfer
Record Updated	Jun 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 HORICON AVE, GLENS FALLS, NY 12801-2546

Mortgage

Document Number	0000000876
Date	May 24, 2022
Instrument	2022-2876

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Dec 23, 2019
Property Address	63 MORGANS LN, COMSTOCK, NY 12821-1812
Document Number	0000130610
Instrument Date	Dec 1, 2019
Instrument	130610
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	BAY STREET ABSTRACT, BAY STREET ABS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$657.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 COUNTY ROUTE 9 #1 WHITEHALL NY 128873920, 1, WHITEHALL, NY 12887-3920

Mortgage

Document Number	130611
Date	Dec 23, 2019
Instrument	130611

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

Source: Washington County and Fort Ann Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Fort Ann Town
Unified School District	Fort Ann Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,330.00 (+10.8%)
2025	$3,908.00 (+30.97%)	$246,480 (+86.11%) Land $37,232 Building $209,248	$246,480 (+39.58%) Land $37,232 Building $209,248
2023		$132,440 (-) Land $20,800 Building $111,640	$176,587 (+13.33%) Land $27,733 Building $148,854
2022		$132,440 Land $20,800 Building $111,640	$155,812 Land $24,471 Building $131,341
2021	$2,984.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SLICFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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