63 Joy Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 63 Joy Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,016 sqft · built 1993
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,733 (2025)
Deeds & Mortgages	Dec 2025 Transfer Feb 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015D198000`

Property Details

APN / Parcel Number

Primary APN	`0015D198000`
Alternative APNs	`0015D198` `9463`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	249 ft deep x 100 ft wide
Porch	Slab
Porch Area	196 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9463
Street Address	63 JOY CIR
City	RINGGOLD
State	GA
Zip	30736-5533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 198 ROLLING HILLS SUB
Legal Subdivision	ROLLING HILLS
Legal Lot Number	198
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2011
Census Tract	30403

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	63 JOY CIR, RINGGOLD, GA 30736-5533
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Quit Claim Deed, Transfer Quitclaim
Feb 20, 2019	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK
Mar 17, 2018	Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK/CHATTANOOGA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025
Deed Sale	Dec 8, 2025
Prior Sale	Apr 20, 1999 · Amount on Record
Deed Book / Page	2421 / 419
Prior Transfer Date	Oct 14, 2025
Prior Transfer Doc	0024210419
Record Updated	Jun 8, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 8, 2025
Property Address	63 JOY CIR, RINGGOLD, GA 30736-5533
Document Number	0024210419
Book / Page	2421 / 419
Instrument Date	Oct 14, 2025
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 JOY CIR, RINGGOLD, GA 30736-5533

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	63 JOY CIR, RINGGOLD, GA 30736-5533
Document Number	0019770324
Instrument Date	Feb 20, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 JOY CIR RINGGOLD GA 307365533, RINGGOLD, GA 30736-5533

Mortgage

Document Number	0019770324
Date	Mar 6, 2019
Book Page	001977/000324

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	63 JOY CIR, RINGGOLD, GA 30736-5533
Document Number	0019280269
Instrument Date	Mar 17, 2018
Transaction Type	Mortgage
Record Updated	Apr 13, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 JOY CIR RINGGOLD GA 307365533, RINGGOLD, GA 30736-5533

Mortgage

Document Number	0019280269
Date	Apr 4, 2018
Book Page	001928/000269

Lender

Name	SUNTRUST BK/CHATTANOOGA
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,733.00 (-7.26%)	$143,983 (+4.19%) Land $14,000 Building $129,983	$359,958 (+4.19%) Land $35,000 Building $324,958
2024	$2,947.00 (+25.67%)	$138,193 (+31.91%) Land $14,000 Building $124,193	$345,482 (+31.91%) Land $35,000 Building $310,482
2023	$2,345.00 (+24.67%)	$104,766 Land $14,000 Building $90,766	$261,916 Land $35,000 Building $226,916
2022	$1,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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