37 Joy Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 37 Joy Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,407 sqft · built 1993
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,000 (Jun 2021)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Jun 2021 Sale Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015D199000`

Property Details

APN / Parcel Number

Primary APN	`0015D199000`
Alternative APNs	`0015D199` `9464`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,407 sqft Heated Area
1st Floor Area	960 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	239 ft deep x 100 ft wide
Garage Area	650 sqft
Porch	Slab
Porch Area	312 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9464
Street Address	37 JOY CIR
City	RINGGOLD
State	GA
Zip	30736-5533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 199 ROLLING HILLS SUB
Legal Subdivision	ROLLING HILLS
Legal Lot Number	199
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2011
Census Tract	30403

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 JOY CIR, RINGGOLD, GA 30736-5533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Warranty Deed, Transfer
Jun 18, 2021	Warranty Deed, Transfer
Nov 21, 2018	Deed of Trust, Mortgage · Conventional with PMI ISERVE RESID'L LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Nov 14, 2001 · Amount on Record
Deed Document Number	20211394
Deed Book / Page	2146 / 500
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 18, 2021
Property Address	37 JOY CIR, RINGGOLD, GA 30736-5533
Document Number	0021460515
Book / Page	2146 / 515
Instrument Date	Jun 18, 2021
Instrument	2021-001395
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 JOY CIR, RINGGOLD, GA 30736-5533

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jun 18, 2021
Property Address	37 JOY CIR, RINGGOLD, GA 30736-5533
Document Number	0021460500
Book / Page	2146 / 500
Instrument Date	Jun 18, 2021
Instrument	2021-001394
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 JOY CIR, RINGGOLD, GA 30736-5533

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	37 JOY CIR, RINGGOLD, GA 30736-5533
Document Number	0019650150
Instrument Date	Nov 21, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 JOY CIR RINGGOLD GA 307365533, RINGGOLD, GA 30736-5533

Mortgage

Document Number	0019650150
Date	Nov 28, 2018
Book Page	001965/000150

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92127

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2048

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,921.00 (+8.83%) Homeowner's exemption	$155,865 (+27.85%) Land $14,000 Building $141,865	$389,662 (+27.85%) Land $35,000 Building $354,662
2023	$2,684.00 (+23.63%) Homeowner's exemption	$121,908 Land $14,000 Building $107,908	$304,771 Land $35,000 Building $269,771
2022	$2,171.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Joy Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures