20 Joy Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 20 Joy Cir, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,444 sqft · built 1992
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Dec 2023)
Tax Bill$1,746 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0015D191000

Property Details

APN / Parcel Number

Primary APN0015D191000
Alternative APNs
  • 0015D191
  • 9456

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,444 sqft Heated Area
1st Floor Area1,444 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleOther
Exterior MaterialFiber Cement Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions150 ft deep x 110 ft wide
PorchOpen Porch
Porch Area140 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number9456
Old Parcel Number0015D191000
Street Address20 JOY CIR
CityRINGGOLD
StateGA
Zip30736-5533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 191 ROLLING HILLS SUB
Legal SubdivisionROLLING HILLS
Legal Lot Number191
JurisdictionCATOOSA GA
Township / Civil DivisionBOYNTON RIDGE
Census Block Group2
Census Block2011
Census Tract30403

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20 JOY CIR, RINGGOLD, GA 30736-5533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 28, 2023 · Amount on Record
Deed SaleDec 28, 2023 · Amount on Record
Prior SaleOct 20, 2015 · Amount on Record
Deed Document Number2023002615
Deed Book / Page2308 / 791
Record UpdatedJun 8, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateDec 28, 2023
Property Address20 JOY CIR, RINGGOLD, GA 30736-5533
Document Number0023080791
Book / Page2308 / 791
Instrument DateDec 28, 2023
Instrument2023002615
Transaction TypeTransfer
Record UpdatedJan 16, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 JOY CIR, RINGGOLD, GA 30736-5533

Mortgage

Document Number0023080000000793
DateDec 28, 2023
Book Page0000002308/0000000793
Instrument008082
Lender
NameMOVEMENT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,746.00 (-7.86%) Homeowner's exemption$110,595 (+27.59%) Land $14,000 Building $96,595$276,488 (+27.59%) Land $35,000 Building $241,488
2023$1,895.00 (+20.93%) Homeowner's exemption$86,681 Land $14,000 Building $72,681$216,702 Land $35,000 Building $181,702
2022$1,567.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 53% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Joy Cir

Nearby Streets

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