60 Joy Cir, Ringgold, GA 30736 Property Records

Catoosa County property record for 60 Joy Cir, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,264 sqft · built 1993
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Mar 2021)
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015D193000`

Property Details

APN / Parcel Number

Primary APN	`0015D193000`
Alternative APNs	`0015D193` `9458`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,264 sqft Heated Area
1st Floor Area	1,264 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2003
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	225 ft deep x 100 ft wide
Garage Area	460 sqft

Exterior Amenities

Porch	Patio
Porch Area	426 sqft
Deck Area	144 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9458
Street Address	60 JOY CIR
City	RINGGOLD
State	GA
Zip	30736-5533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 193 ROLLING HILLS SUB
Legal Subdivision	ROLLING HILLS
Legal Lot Number	193
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2011
Census Tract	30403

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	60 JOY CIR, RINGGOLD, GA 30736-5533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Mar 19, 2021	Warranty Deed, Transfer · Conventional with PMI REGIONS MTG
Mar 11, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	Oct 28, 2015 · Amount on Record
Deed Document Number	2021565
Deed Book / Page	2123 / 146
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	60 JOY CIR, RINGGOLD, GA 30736-5533
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 JOY CIR, RINGGOLD, GA 30736-5533

Mortgage

Document Number	0023140000000783
Date	Feb 20, 2024
Book Page	0000002314/0000000783

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 19, 2021
Property Address	60 JOY CIR, RINGGOLD, GA 30736-5533
Document Number	0021230146
Book / Page	002123 / 000146
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	Apr 13, 2021
Title Company	NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 JOY CIR RINGGOLD GA 307365533, RINGGOLD, GA 30736-5533

Mortgage

Document Number	21230148
Date	Mar 19, 2021
Book Page	002123/000148

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 11, 2021
Property Address	60 JOY CIR, RINGGOLD, GA 30736-5533
Document Number	0021230146
Book / Page	2123 / 146
Instrument Date	Mar 11, 2021
Instrument	2021-000565
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 JOY CIR, RINGGOLD, GA 30736-5533

Mortgage

Document Number	0021230000000148
Date	Mar 19, 2021
Book Page	0000002123/0000000148
Instrument	002704

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,058.00 (+9.99%)	$108,414 (+29.68%) Land $14,000 Building $94,414	$271,035 (+29.68%) Land $35,000 Building $236,035
2023	$1,871.00 (+25.15%)	$83,598 Land $14,000 Building $69,598	$208,995 Land $35,000 Building $173,995
2022	$1,495.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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