63 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 63 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,145 sqft · built 2019
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$555,000 (Mar 2019)
Tax Bill	$14,814 (2026)
Deeds & Mortgages	Dec 2020 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`262-260-400-000`

Property Details

APN / Parcel Number

Primary APN	`262-260-400-000`
Alternative APN	`262-260-40`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,145 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-260-40
Street Address	63 E RAMSEY DR
City	TRACY
State	CA
Zip	95391-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TRACT NO 3854
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1030
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	63 E RAMSEY DR, TRACY, CA 95391-8813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BK
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 29, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI LOANDEPOT.COM LLC
Dec 12, 2017	Trustee's Deed, Transfer BANK OF WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	201931425
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	63 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000182125
Instrument Date	Dec 17, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 E RAMSEY DR MOUNTAIN HOUSE CA 953918813, MOUNTAIN HOUSE, CA 95391-8813

Mortgage

Document Number	0000182125
Date	Dec 23, 2020
Instrument	182125

Lender

Name	UMPQUA BK
Type	Bank
Address	ANTIOCH, CA 94509

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	63 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000123099
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 E RAMSEY DR TRACY CA 953918813, TRACY, CA 95391-8813

Mortgage

Document Number	0000123099
Date	Sep 21, 2020
Instrument	123099

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	63 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000031716
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 E RAMSEY DR TRACY CA 953918813, TRACY, CA 95391-8813

Mortgage

Document Number	0000031716
Date	Mar 12, 2020
Instrument	31716

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2050

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 29, 2019
Property Address	63 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000031425
Instrument Date	Mar 25, 2019
Instrument	31425
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 18, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 E RAMSEY DR MOUNTAIN HOUSE CA 953918813, MOUNTAIN HOUSE, CA 95391-8813

Mortgage

Document Number	31426
Date	Mar 29, 2019
Instrument	31426

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 12, 2017
Property Address	63 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000145023
Instrument Date	Dec 4, 2017
Instrument	145023
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$5,989.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4670 WILLOW RD #200 PLEASANTON CA 945888588, 200, PLEASANTON, CA 94588-8588
Investor	Possibly a Property Investor

Mortgage

Document Number	145025
Date	Dec 12, 2017
Instrument	145025

Lender

Name	BANK OF WEST
Address	2527 CAMINO RAMON, SAN RAMON, CA 94583-4292

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,814.00 (+49.77%)
2025	$9,891.00 (+4.56%) Homeowner's exemption	$619,108 (+4.04%) Land $223,101 Building $396,007
2023	$9,460.00 (+2.13%) Homeowner's exemption	$595,070 Land $214,439 Building $380,631	$857,520
2022	$9,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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