87 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 87 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,966 sqft · built 2018
Lot Size	0.082 acres (3,575 sqft)
Owner	2 Individual Names on File
Last Sale	$521,500 (Dec 2018)
Tax Bill	$9,454 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Dec 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-260-440-000`

Property Details

APN / Parcel Number

Primary APN	`262-260-440-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,966 sqft Living Area

Exterior

Year Built	Built 2018
Architectural Style	Other
Construction Type	Wood
Lot Area	3,575 sqft (0.082 acres)
Garage Type	Mixed
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	87 E RAMSEY DR
City	MOUNTAIN HOUSE
State	CA
Zip	95391-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1030
Census Tract	5223

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	87 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK
Dec 11, 2018	Grant Deed, Transfer · Conventional with PMI FLAGSTAR BK
Dec 12, 2017	Trustee's Deed, Transfer BANK OF WEST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	2018-136650
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	87 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000081921
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	CHICAGO TITLE COMPANY STOCKTON, CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87 E RAMSEY DR MOUNTAIN HOUSE CA 953918813, MOUNTAIN HOUSE, CA 95391-8813

Mortgage

Document Number	0000081921
Date	Jul 9, 2020
Instrument	81921

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 11, 2018
Property Address	87 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000136650
Instrument Date	Nov 16, 2018
Instrument	136650
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$573.65
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	87 E RAMSEY DR MOUNTAIN HOUSE CA 953918813, MOUNTAIN HOUSE, CA 95391-8813

Mortgage

Document Number	136651
Date	Dec 11, 2018
Instrument	136651

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 12, 2017
Property Address	87 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000145023
Instrument Date	Dec 4, 2017
Instrument	145023
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$5,989.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4670 WILLOW RD #200 PLEASANTON CA 945888588, 200, PLEASANTON, CA 94588-8588
Investor	Possibly a Property Investor

Mortgage

Document Number	145025
Date	Dec 12, 2017
Instrument	145025

Lender

Name	BANK OF WEST
Address	2527 CAMINO RAMON, SAN RAMON, CA 94583-4292

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,454.00 (+4.51%)	$581,327 (+4.04%) Land $133,860 Building $447,467
2023	$9,046.00 (+2.11%)	$558,756 Land $128,663 Building $430,093
2022	$8,859.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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