45 E Ramsey Dr, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 45 E Ramsey Dr, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,966 sqft · built 2019
Lot Size	0.082 acres (3,575 sqft)
Owner	Individual Name on Record
Last Sale	$980,000 (Apr 2022)
Tax Bill	$13,158 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262-260-370-000`

Property Details

APN / Parcel Number

Primary APN	`262-260-370-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,966 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Other
Construction Type	Wood
Lot Area	3,575 sqft (0.082 acres)
Garage Type	Mixed
Garage Area	584 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	45 E RAMSEY DR
City	MOUNTAIN HOUSE
State	CA
Zip	95391-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1030
Census Tract	5223

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1035 ASTER AVE, SUNNYVALE, CA 94086-2214
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage DOYLE L O & L P 2010 TR (RT)
Jul 9, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PROVIDENT CU
Dec 12, 2017	Trustee's Deed, Transfer BANK OF WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	2022-048415
Record Updated	Jun 8, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 14, 2022
Property Address	45 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000048415
Map Reference	MB 42 PG 83
Instrument Date	Mar 31, 2022
Instrument	2022-048415
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1035 ASTER AVE, SUNNYVALE, CA 94086-2214

Mortgage

Document Number	0000048416
Date	Apr 14, 2022
Instrument	2022-048416

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	1-Year CMT
Max Rate	7.87%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	45 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000149679
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 E RAMSEY DR MOUNTAIN HOUSE CA 953918813, MOUNTAIN HOUSE, CA 95391-8813

Mortgage

Document Number	0000149679
Date	Nov 4, 2020
Instrument	149679

Lender

Name	DOYLE L O & L P 2010 TR (RT)
Address	603 CONNOR LN, WOODLAND, CA 95695-3610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 9, 2019
Property Address	45 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000072073
Instrument Date	Jul 2, 2019
Instrument	72073
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 23, 2019
Title Company	CHICAGO TITLE COMPANY STOCKTON, CHICAGO TITLE CO STOCKTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$583.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45 E CORTONA CT MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391

Mortgage

Document Number	72074
Date	Jul 9, 2019
Instrument	72074

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

December 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 12, 2017
Property Address	45 E RAMSEY DR, MOUNTAIN HOUSE, CA 95391-8813
Document Number	0000145023
Instrument Date	Dec 4, 2017
Instrument	145023
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$5,989.50
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4670 WILLOW RD #200 PLEASANTON CA 945888588, 200, PLEASANTON, CA 94588-8588
Investor	Possibly a Property Investor

Mortgage

Document Number	145025
Date	Dec 12, 2017
Instrument	145025

Lender

Name	BANK OF WEST
Address	2527 CAMINO RAMON, SAN RAMON, CA 94583-4292

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,158.00 (-4.01%)	$930,000 (-6.96%) Land $275,000 Building $655,000
2023	$13,708.00 (+56.34%)	$999,600 Land $300,900 Building $698,700
2022	$8,768.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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